Where can I find out the remaining maternity capital?
The statement can be received in person at the MFC or at the Pension Fund office. In electronic form, the portal “Gosuslugi” or the Pension Fund of Russia has visual information on the account. To obtain a certificate, you must make a request using the form provided.
On the State Services portal
The State Services portal is a government resource through which you can order services from most institutions online and find out important information.
Step-by-step algorithm:
- Log in to your account on the resource. If your personal account is not registered, you need to register by confirming your identity in a convenient way.
- In the section “Pensions, benefits, benefits” find the option “Extract on the provision of social assistance”.
- Click the “Get service” button. A window will open where you need to enter the maternity capital certificate number and send the request.
Information about the account balance will be sent to the email address specified during registration within a month. This method is relevant if you need to verify information. When the balance is important to confirm any actions with capital, the algorithm changes.
How to get an official certificate:
- Log in to the portal.
- In the section "Government" authorities" click on the "Pension Fund" button.
- In the paragraph “Obtaining information about the status of an individual personal account,” order a document.
Such a certificate contains information about all funds in the requested account, including maternity capital. If necessary, the resulting form can be printed for presentation at the place of request.
On the Pension Fund website
To track the movement of funds and check the capital balance, you can go to the Pension Fund website.
You need to proceed as follows:
- Register and log in to the Pension Fund website.
- Go to the “Electronic Services” section.
- Find the line “Maternity capital”.
- Click on the “Order a certificate” or “Get information” button.
- Fill out the form, attaching scans and barcodes of documents proving rights to capital.
- Indicate the required type of certificate.
List of documents: application for provision of balance, passport, birth certificate of children, SNILS, certificate, papers confirming non-use of capital.
If the form is required in electronic form, please indicate the email address. The paper format is collected in person, so you should decide to choose a fund branch and indicate the option on the website. Production time is up to a month.
Instructions on how to view the balance on the portal
Information about the certificate is provided only to those users who have already confirmed their identity on the portal. After authorization, you need to go through the following branches:
- We go to the State Services website;
- Go to “Catalog src=”https://gosuslugigid.ru/wp-content/uploads/2017/11/m1.png” class=”aligncenter” width=”667″ height=”291″[/img]
- Select the section “Pensions, benefits, benefits”;
- Statement of social assistance;
- And choose the method of receiving.
There is only one electronic service, so you need to click on the active link about electronic information.
Other cases of obtaining information are available only by submitting an application in person to the Pension Fund.
After selecting a service on the page that opens, you must select “Get a service” - this is the only active button, which is located on the right side of the screen. After which a form will open for filling out an application for the amount of maternity capital balance.
Please note that there is virtually no need to fill out the form yourself. It will contain your passport information, which is pulled from the profile settings that you entered during registration. You will have to independently indicate only the type of social assistance, that is, maternity capital. It is also necessary to indicate the number of the certificate used for verification.
This form must be sent for verification and the result can be seen. The service is free, but information about the balance of maternity capital may not appear immediately. The application is processed within 30 days. The user is notified of the time the response appears via SMS, notification in the application or email. You can view the information on the main page of the portal under the application. However, usually the information is immediately displayed on the screen, and a certificate is received within the specified period.
In what cases is a certificate about the amount or balance of maternity capital required?
A certificate of maternity capital balance is an official statement with a stamp, which is provided at the place of request. Cases when you need to take a document:
- to conclude a mortgage agreement. The statement confirms that the borrower has an amount of money that he can use;
- to pay for the child’s education;
- when you need to make a cash contribution to build a house;
- if you need to spend capital to pay for a share when buying a home;
- to pay a share contribution upon joining a cooperative, if it is not possible to contribute personal money;
- if it is necessary to transfer the amount of maternity capital to the funded part of the child’s mother’s pension.
Most organizations, including tax authorities, accept data on the balance of capital, the validity of which does not exceed 30 days from the date of production. Therefore, it is better to take a document on the status of the account upon request.
Why is a certificate of maternity capital required?
Information about the amount of maternity capital is provided not only for the sake of curiosity of the certificate holder.
In some cases, the corresponding extract must be provided at the place of request in order to be able to take advantage of state support funds. These include:
- purchasing housing with a mortgage;
- purchasing housing without borrowing funds;
- payment for education of children (children) in educational institutions, including those included in the preschool education system;
- transferring funds to a funded pension account.
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Information about the balance of the capital may be required by the owner of the certificate in order to be able to consciously dispose of it. It is not difficult to obtain it; all you need to do is use online electronic platforms (Gosuslugi, personal account of the Pension Fund website) or contact the Pension Fund directly in person or through the MFC.
Reasons for refusal to issue a certificate
There may be cases when an extract is refused. Common reasons for not submitting a document:
- depending on how much money is in the personal account (there should be at least 30 rubles left);
- transfer of an incomplete package of documents;
- errors in the data provided
- full use of the certificate;
- a request that did not come from the owner of the capital.
If the funds have been spent, then you need to receive a certificate not about the balance, but about the fact that the capital has been used. Such a document will look and be called differently.
When it is necessary to use the balance of funds, the form must be ordered in advance. The procedure for obtaining a certificate in any way is free. When the owner of the certificate cannot obtain the information himself, he must draw up a power of attorney, confirmed by a notary, in favor of another person.
Possible options for obtaining information
Today, with the development of information technology, this information can be obtained in various ways:
- by submitting an application to the branch of the Pension Fund of the Russian Federation in person;
- by sending a request by mail;
- by submitting an application through the State Services portal.
Information about the cash balance plays an important role for further planning of the implementation of the received subsidy.
Today, the best way to obtain information is the State Services portal. All you need to do is register on the website and many social services will become available without leaving your home.
Indexation of maternity capital
By Law of December 29, 2006 No. 256-FZ, for families who gave birth to or adopted a second child (or any subsequent child), the amount of maternity capital was initially set at 250 thousand rubles.
To ensure that the program does not lose its effectiveness, the state has provided a mechanism for increasing the subsidy paid through indexation, taking into account the level of consumer price inflation actually achieved according to statistics.
How did the size of maternity capital change?
Year | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 |
Maternal capital size | 250 000 | 276 250 | 312 162 | 343 378 | 365 698 | 387 640 | 408 960 |
Indexation percentage | — | 10,5 | 13,0 | 10,0 | 6,5 | 6,0 | |
Inflation percentage* | 11,87 | 13,28 | 8,8 | 8,78 | 6,1 | 6,58 |
Year | 2014 | 2015 | 2016-2018 | 2019 | 2020 |
Maternal capital size | 429 408 | 453 026 | 453 026 | 466 617 | 616,617(466,617 for 1st child) |
Indexation percentage | 5,0 | 5,5 | — | 3,0 | |
Inflation percentage* | 11,36 | 12,91 | 5,39 | 3,3 |
* Consumer price index according to the Federal State Statistics Service of the Russian Federation
As you can see, in 2008 and 2009 indexation did not reach the level of price growth. Over the next two years, the economic situation in the country stabilized, which allowed the Government to increase the indexation coefficient, exceeding the actual rate of price growth.
Since 2012, indexing of maternity capital has not covered the rate of inflation. Thanks to the recalculation, the cost of the certificate in the period from 2007 to 2020 increased by 86.^% (from 250 thousand rubles to 466 ).
The amount of maternity capital in 2020
For the first time, starting from 2020, maternity capital will be paid at the birth of not only the second but also the first child.
In 2020, for the first time in the entire period that the program has been in effect, the state, due to the budget deficit, decided to abandon the indexation of maternal (family) capital. Therefore, in 2020 its value remained at the level of 2020 - 453,026 rubles .
In 2017-2018, the situation repeated itself: due to the difficult financial situation in Russia, it was decided to abandon the next indexation of maternity capital and its size remained the same: 453,026 rubles .
The amount of maternity capital in 2020 : 466,617 rubles for the 1st child and 616,617 rubles for the second child.
Simultaneously with the refusal of indexation, the exact deadline for completing the maternity capital program was determined - December 31, 2018. Now this period has been extended until 2026. Anyone who wants to use maternity capital must give birth or adopt a child before this date. You can obtain and use the certificate later.
Useful video
The video contains brief instructions on how to obtain a certificate of maternity capital balance online:
Having received financial support from the state after the birth of their second child, citizens do not always manage the entire amount at once. Often capital is partially spent.
Expert opinion
Kostenko Tamara Pavlovna
Lawyer with 10 years of experience. Author of numerous articles, teacher of Law
The family has the right to use part of the finances, if necessary, and, over time, use the remaining funds. After making a decision to sell unspent maternity capital money, you need to find out the balance of maternity capital.
For this purpose, you must obtain a certificate. It will indicate the remaining amount of the subsidy as of the date of application.
Disposal of allocated funds
In addition to the family capital certificate, you will need to collect all the documents for the purpose for which you want to spend the money. In the section, select “Management of maternity capital” (photo 13).
Photo 13
In the section that opens, also select the “Electronic service” item. A little lower, three lists will be presented depending on the purpose of using the money: improving living conditions, education for a child, or the funded part of a pension (photo 14).
Photo 14
By opening any of them, you will find a complete list of documents that need to be submitted to the Pension Fund or MFC.
The decision to allocate funds for your needs will be made within 30 days. After this, you will receive a notification of the result by phone, email, or in your personal account on the State Services portal (depending on the option specified when filling out the application). Now you know how to apply for maternity capital through State Services in stages.
Balance information
Before viewing the balance of maternity capital through State Services, choose a method for obtaining information about money:
- obtaining a certificate;
- issuance of information in the personal account of the portal.
Both options are available to those who already have a certificate for receiving MK. In your personal account, complete the following steps:
- Go to the section “Maternity capital - MSC”;
- In the “Get Information” column, click the only available button;
- All information will be displayed on the screen, as shown in screenshot 15.
Photo 15
Now you know how to view the balance of maternity capital through State Services.
Contact the Pension Fund for help
The body responsible for issuing state assistance to families with two children has been appointed by the Pension Fund. An application for the issuance of maternity capital is submitted to this institution, and there the applicant receives a document confirming the subsidy due. And, of course, all information on the remaining part of the monetary support issued is in the personal file of the certificate holder.
If there is a need to obtain a document certified by a regulatory authority indicating the remaining part of the capital, you need to visit the fund’s branch. You can make an appointment by phone or on the Pension Fund page.
To receive a certificate, you need to submit an application. The form is issued at the window of the government agency. A fund employee will help you fill out the application correctly and check the availability of documents. You must present:
- Passport of the holder of the certificate for the mat. help.
- Certificate issued in the name of the applicant.
- Child's birth certificate.
- SNILS (it’s faster and easier to find a person in the PF database).
The application processing period is officially 30 days. But in fact, on paper, evidence of the cash balance of capital is issued much earlier. This usually takes 3 – 5 days.
You can send a request to receive notification of the remaining share of the family capital in the account through the post office. In this case, an application is drawn up in free form, which indicates the personal data of the person applying, the number of the certificate and SNILS.
The essence of the question is stated. Supplement the application with copies of the applicant’s passport and maternity capital certificate. Send the envelope by registered mail to the Pension Fund. The method has disadvantages: long waits and unreliability of the Russian Post.
Everyone has the right to choose for themselves which method to use and obtain the necessary information. The only thing that must not be forgotten is that if information is needed to be provided to an organization, it must be certified by a seal and signature. And this can only be done in person at the pension fund branch.
Each family has the opportunity to receive the remaining funds from maternity capital. Read more about obtaining an extract of maternity capital balances using government services in this article.
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Other Possible Methods
In addition to using the services of the state portal, you can personally contact the MFC or Pension Fund without submitting an online application. In this case, you must bring all the documents listed on the website (see above). In this case, you will receive a paper version of the certificate with information about the remaining money of MK. After contacting the relevant authority, you will receive a certificate within 3 working days.
If you do not dare to submit an application on the State Services portal or do not want to visit the MFC, then do not worry - the Pension Fund is obliged to inform all MK owners about the status of the account annually, taking into account current indexation. When the maternity capital is completely used up, you will receive a registered letter in your name with notification. After receiving the letter, you are deprived of the right to receive maternity capital.
Features of obtaining information in the personal account of State Services
Despite the ease of obtaining a certificate through the website, users often report long delays in receiving information. The problem lies in the fact that Pension Fund employees fill out the data manually, so the latest updates on the status of the MK account are not updated in real time. Therefore, to quickly obtain accurate and up-to-date information, it is recommended to issue a certificate directly to the Pension Fund.