If you work unofficially, the pension will be about 5,000 rubles.

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Old age crisis. How to cope with the stress of retirement “I am 57 years old. A year ago I retired. To be honest, I never thought that retirement would be a tragedy for me. For as long as I can remember, I dreamed that someday there would come a time when I wouldn’t have to rush headlong to work, when I could do what I really wanted, without finding minutes to clean up my apartment and cook a delicious dinner. But everything turned out wrong. I don't know what to do with myself. The first week of my new life was spent getting some sleep and doing a thorough cleaning of the apartment. I stayed with my daughter for another week (she recently moved to another city), and then that was it! I get up in the morning and another empty day begins. I’m not used to watching TV for hours - I can’t stand TV series. I don’t need to go to the store; how much does a single woman need? I can easily get by with a packet of kefir and a couple of sandwiches. My health is fine, but it turns out that I buried myself alive. Previously, when I came home from work, I was so tired that I simply did not have time for sad thoughts. And now I constantly think that old age has come. That no one needs me anymore - my daughter has grown up long ago, her mother-in-law, who lives in the same city, is with her grandchildren. My husband died 7 years ago. It happens that for a week I do not utter a single word. I can’t find a new job - who will hire me at this age? But before, I enjoyed the respect of my colleagues, was considered a good specialist, and was valued by my superiors. What now? So, when I retire, all I can do is wait for death?” Nina Mikhailovna, Moscow region.

Unfortunately, for many people, retirement is not accompanied by joy, but by stress, melancholy and apathy. Thoughts about impending old age come to mind, that you need to give up your job to young people, that they can already do without them at work. Those who were engaged in active creative activities at work and those who live alone, far from their children and grandchildren, suffer especially greatly from “retirement stress.” For them, retirement sometimes becomes a real tragedy. But I want my stay in pensioner status to be no worse than adolescence or maturity. Psychologist Irina Vasilyeva talks about how to adapt to your new social status and continue to enjoy life after retirement.

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The main thing is self-confidence

Domestic and foreign psychologists agree (and this is confirmed by numerous studies) that people with average and high self-esteem adapt best to retirement. That is why those who cannot come to terms with their new status first of all need to start treating themselves better. Remember your achievements more often, do not reproach yourself for the mistakes you have made, perceive every small victory (for example, you made a profitable purchase or shared the recipe for a signature pie with your neighbor) as a big success.

Methods for delivering pensions to your home

To change the method of delivery of cash payments, you will need to write a corresponding application indicating the most optimal option for receiving a pension.

The Russian Pension Fund offers the procedure for delivery and payment of pensions in three ways:

• transfer to a bank card;
• receipt by the pensioner in person at the post office (at his place of residence);

The easiest way to receive a pension for a bedridden patient is if the funds are transferred to a card. It is enough to hand over the card and provide the PIN code so that a relative or other trusted person can withdraw cash from an ATM and give it to the pensioner.

Please note : sometimes malfunctions occur in the terminals and the ATM can “chew” or “swallow” the card, write off funds, but not issue banknotes. For proceedings with the bank branch and return of the card, you will need the personal presence of the card owner or a well-executed power of attorney for the person replacing him.

You are responsible for your life

Try not to shift responsibility for your life to someone else. Many pensioners believe that those around them are to blame for their bad mood and feeling of uselessness: children who do not want to live with elderly parents, former bosses who sent a valuable specialist to retire, friends who rarely come to visit. But you yourself must be responsible for your life. And you live first of all for yourself. Many people think that there is no need to prepare a delicious lunch for themselves - they say, you can eat semi-finished products, there is no need to clean the apartment - no one comes in anyway, etc. However, all this must be done. Let it be through force first, forcing yourself. But over time, these simple everyday actions will help you cope with sadness and bad mood.

Receipt of pension payments by a trustee

If a pensioner physically cannot receive money, then the only way out is to entrust it to a person in whose integrity he is confident.

In order for an outsider to receive the next payment for a pensioner, a number of actions must be taken.

For those who receive a pension at the post office or at home, a trusted person can do this. This person can be either a relative or a stranger. To grant the principal the right to receive a pension, a document is needed, this is an certifying document (power of attorney).

Power of attorney to receive a pension

Sometimes it is known in advance that the pensioner will be absent at the time of receiving the next payment. A planned operation or examination in a hospital, a trip to a sanatorium-resort treatment is a reason to register a power of attorney with a notary. Such a document will allow you to receive funds in a timely manner, even if the person is in the hospital.

To issue a power of attorney, a pensioner must:

1. come to the notary's office in person (you can call a notary to your home for bedridden patients);
2. The notary is obliged to make sure that the pensioner is not subject to psychological or other pressure. To do this, he may ask the accompanying persons (and the authorized representative) to leave the premises for a personal conversation with the pensioner.

To issue a power of attorney, you will need a passport identifying the pensioner and the details of the authorized person.

The document contains information:

• title - the word “power of attorney” for an unambiguous legal interpretation of the document;
• passport details of the principal and authorized representative (full name, date of birth, registration address);
• the essence of the entrusted action is receiving a pension;
• period of validity of the document - in the absence of this clause, the power of attorney is valid for 1 year from the date of execution;
• place and time of drawing up the document;
• personal signature of the principal;
• notary's mark, signature and seal.

Important: you can sign instead of the principal only in his presence.

If the pensioner cannot sign, but is of sound mind and clearly expresses his will, then another person can sign instead of the principal. At the same time, this circumstance is noted in the document with an explanation of the reason. For example, a pensioner is paralyzed and has a broken arm.

How to save money on issuing a power of attorney for a pensioner

Executing a power of attorney from a notary is a paid service, and going to the client’s home will cost even more.

You can save on notary services if a pensioner is already undergoing inpatient treatment in a hospital. In this case, the power of attorney is drawn up according to the sample, and the function of a notary is performed by the attending doctor and the head physician of the institution. The document must have the clinic's seal.

Please note: the organizations where the pensioner works or studies have the right to certify a power of attorney.

Find something you like

Of course, the best way to have a painless retirement is to find something you enjoy doing. One of my friends, after retiring, started setting up a flower garden under her own windows. By the way, gardening work made her the most popular person in the entrance. Neighbors, who for many years did not even know my friend’s name, began to communicate with her. She became acquainted with all the residents of the house and made real friendships with some of them.

Another problem that “beginning pensioners” face is the inability to communicate with people “just like that,” not about business. It seems to many that people may perceive such “conversations about nothing” as intrusiveness. It's not like that at all. There are a lot of lonely people. Don’t be shy, if someone doesn’t want to maintain a dialogue with you, this is not a tragedy at all. Many people find help in finding new acquaintances... a dog. Get a four-legged friend. Dog lovers are a special caste; they always have a topic for conversation and company for a walk.

What possibilities are provided by law?

Current legislation provides for several options for receiving pension benefits. In particular, we are talking about the following options:

• through the Russian Post Office;
• to bank card accounts, that is, through a credit institution;
• delivery of pension benefits to your home with the help of a special organization.

This procedure applies not only to the payment of benefits assigned for old age, but also for the loss of a breadwinner, as well as all other types of support provided by the state. At the same time, to determine the procedure for payment and delivery of pension benefits, a citizen will have to contact the Pension Fund in person or through an authorized representative. In addition, recently additional opportunities have appeared, for example, obtaining a permit through the MFC or online (via the Internet). If a citizen cannot receive a pension benefit on his own or deal with this issue, you can issue a power of attorney to receive a pension for any person who has the physical ability and time to receive government payments for a citizen.

How are benefits assigned and paid?

It is known that the state pays several options for pension benefits for citizens. We are talking about the following types of government assistance:

• by old age;
• due to disability;
• upon the loss of a breadwinner.

The latter cases are considered on an individual basis, taking into account the provision of the necessary documentation confirming the status of the applicant. As for the age pension, here we are talking about compliance with essential conditions. In particular, we are talking about the following points:

1. The applicant must reach the current age limit - 55 and 60 years for women and men, respectively.
2. A citizen must have at least 9 years of work experience in 2019.
3. The number of pension points must be at least 13.8.

The decision to pay an insurance pension is made by the Pension Fund employee to whom the citizen has applied. As for social payments, you must contact specialized organizations (social security or the Social Insurance Fund) to receive them or submit your application to the administration. When applying for benefits, you can decide on the method of receiving your pension.

Summary

• I am a nephew, how can I get my aunt’s lost pension?
• My aunt was awarded the Order of Lenin, my question is what pension should she receive?
• Aunt died on January 29, she receives her pension on February 13. Is it possible to receive this pension?
• My aunt's husband died yesterday, can she receive the funded part of his pension?
• My aunt died, can I receive her funded portion of her pension from the NPF?
• Get a pension
• Do they receive a pension?
• I receive a loss pension
• Receive a survivor's pension
• Get a survivor's pension

Questions

1. I am a nephew, how can I get my lost pension from my aunt?

1.1. Good evening. You only need to file a claim with the court to collect the amount of debt. Have a nice pleasant evening.

1.2. Which side are you on? You are not her close relative to receive the pension. If you are the only heir, go to a notary. Good luck to you. Anna Titova.

1.3. Hello, Rafail Khalimovich. If there is an error in the calculations, you must contact the pension fund. If you want to personally represent your aunt’s interests, you must obtain a power of attorney from her.

2. My aunt was awarded the Order of Lenin, my question is what pension should she receive?

2.1. Good evening Tatyana Stepanovna, your aunt should receive the usual pension that she earned, but in addition to the pension she is entitled to an additional payment under the Federal Law of 03/04/2002. No. 21-FZ in the amount of 330% of the social pension.

3. Aunt died on January 29, she receives her pension on February 13. Is it possible to receive this pension?

3.1. According to Art. 1183 of the Civil Code of the Russian Federation, the lost pension of a deceased pensioner, accrued for the month in which the fact of his death was registered, is not included in the total inheritance mass. It is paid to the following citizens:

family members living with the deceased at the time of his death (spouse, parents, children, brothers and sisters, grandparents); disabled dependents, regardless of place of residence (disabled people, pensioners, persons under 18 years of age). How to receive a pension for a deceased person? To do this, you need to contact the Pension Fund (PF) branch that served it. You need to have the following documents with you:

passport; confirmation of family ties and the fact of being a dependent; certificate of death; SNILS of the deceased; certificate from place of residence; statement. To receive a pension for a deceased relative, which falls under the labor category, you must provide these documents within six months from the date of death (Federal Law No. 173). In other cases - within 4 months. (Article 1183 of the Civil Code). The pension of a deceased pensioner is paid to all persons who applied for it. The amount is distributed between them in equal shares.

If the relatives did not live together with the deceased citizen or did not manage to submit documents within the established time frame, the pension of the deceased pensioner is included in the inheritance estate and is transferred to persons who are entitled to it by law. The registration procedure is carried out through a notary.

4. My aunt’s husband died yesterday, can she receive the funded part of his pension?

4.1. Good evening, maybe if your husband had these savings funds, you need to contact the pension fund and find out this issue.

5. My aunt died, can I receive her funded portion of her pension from the NPF?

5.1. Article 1183. Inheritance of unpaid amounts provided to a citizen as a means of subsistence

1. The right to receive amounts of wages and equivalent payments, pensions, scholarships, social insurance benefits, compensation for harm caused to life or health, alimony and other monetary benefits that were due to be paid to the testator, but were not received by him during his lifetime for any reason. amounts provided to a citizen as a means of subsistence belong to the members of his family who lived together with the deceased, as well as his disabled dependents, regardless of whether they lived together with the deceased or did not live. 2. Demands for the payment of amounts on the basis of paragraph 1 of this article must be presented to the obligated persons within four months from the date of opening of the inheritance.

It is also necessary to look at whether there are first-line heirs. If there are, then they have the right to contact the Pension Fund with a corresponding application

6. Hello) my mother turned 80 two years ago, she does not receive the allowance due to her age. The reason is that when her husband died, she took his pension. Then the question is: - Why don’t they give an old-age supplement to my husband’s pension?

6.1. Because this is a survivor’s pension, but they give polko for old-age pension.

Federal Law of December 28, 2013 N 400-FZ (as amended on March 6, 2019) On insurance pensions" Article 17. Increasing the fixed payment to the insurance pension

1. Persons who have reached the age of 80 or are disabled people of group I are entitled to an increase in the fixed payment to the old-age insurance pension

in an amount equal to 100 percent of the amount provided for in Part 1 of Article 16 of this Federal Law.

7. Can a nephew receive his deceased aunt’s pension? The aunt has no first-degree heirs (i.e. no husband, children, parents), the nephew lived and was registered with the aunt (there are no others registered in the apartment), they ran a joint household, he paid utility bills, looked after her and buried her her. The nephew is not a blood relative, i.e. he is related by blood to her deceased husband. The notary says that he cannot receive the pension that the aunt did not receive. Is the notary right?

7.1. Yes, the notary is right, only blood relatives are heirs by law, and not blood relatives by will, if you had a power of attorney from your aunt, then yes, if you buried, then you have the right to receive benefits for the funeral.

The nephew is not the heir in this case. However, he may receive a funeral benefit.

Federal Law of January 12, 1996 N 8-FZ (as amended on May 23, 2019) “On burial and funeral business” Article 10. Social benefits for funerals

1. If the burial was carried out at the expense of the spouse, close relatives, or other relatives

, the legal representative of the deceased or another person who has assumed the responsibility to bury the deceased, they are paid a social benefit for burial in an amount equal to the cost of services provided in accordance with the guaranteed list of burial services specified in paragraph 1 of Article 9 of this Federal Law, but not exceeding 4,000 rubles, with subsequent indexation once a year from February 1 of the current year based on the consumer price growth index for the previous year.
The indexation coefficient is determined by the Government of the Russian Federation. In districts and localities where a regional coefficient for wages is established, this limit is determined using the regional coefficient. 2. Payment of social benefits for funerals is made on the day of application on the basis of a death certificate: by the body in which the deceased received the pension; the social protection body at the place of residence in cases where the deceased was not subject to compulsory social insurance in case of temporary disability and in connection with maternity on the day of death and was not a pensioner; 3. Social benefits for funerals are paid if the application is made no later than six months from the date of death
. The amount of social benefits for funerals is determined in accordance with paragraph 1 of this article. Payment of social benefits for funerals is made accordingly from the funds of the Pension Fund of the Russian Federation, the Social Insurance Fund of the Russian Federation, and the budgets of the constituent entities of the Russian Federation. From the federal budget, the Pension Fund of the Russian Federation is reimbursed for expenses associated with the payment of social benefits for the burial of deceased non-working pensioners who received an early pension at the proposal of the employment service authorities (if the death of the pensioner occurred during the period of receiving an early pension before he reached the age entitling him to receiving an appropriate pension). 4. Information on the payment of social benefits for funerals is posted in the Unified State Social Security Information System. The placement and receipt of this information in the Unified State Social Security Information System is carried out in accordance with Federal Law of July 17, 1999 N 178-FZ “On State Social Assistance”.

This is interesting: Survivor's pension for the wife of the deceased

8. On April 5, my aunt died. 92 years old. By proxy, I was her representative and also received a pension for her. The pension was transferred to the card. On April 13, another payment arrived and I withdrew it. Did I have the right to do this, can I apply to the Pension Fund for the calculation of funeral benefits, will they require the return of the April pension I received?

8.1. Hello! The power of attorney is terminated due to the death of the citizen who issued the power of attorney (subparagraph 6 of paragraph 1 of Article 188 of the Civil Code).

Those. On April 5 (the day of death) the power of attorney lost its legal force.

The last pension for April could be received by disabled members of the family of the deceased, and in their absence and the expiration of six months from the date of death of the pensioner, the funds are included in the inheritance estate (clauses 43, 44 of the Rules for the payment of pensions, monitoring their payment, checking the documents required for their payment, accrual of pension amounts for the current month in the case of a different type of pension or in the case of a different pension in accordance with the legislation of the Russian Federation, determination of overpaid pension amounts approved by Order of the Ministry of Labor of Russia dated November 17, 2014 N 885 n).

I advise you to voluntarily return the illegally received pension in order to avoid negative consequences (criminal liability).

9. My aunt owes me twenty thousand rubles, she applied for disability but says that she was not given it, how can I find out if she receives a pension?

9.1. Legal - no way, this is personal information. If the debt is formalized, through a receipt, you can go to court, get a decision, and the bailiff will find out this during the execution of the court decision.

10.1. This means there is a court order. This court order can be canceled within 10 days.

11. My husband’s father is schizophrenic, his aunt is his guardian. Children cannot take care of their father, they are sent to the hospital, psychiatric hospital, etc. My aunt wants to send her brother to a boarding school. Is it necessary to write a refusal of the apartment if they want to stay in a boarding school for a while? The apartment is in shares - father, son, daughter, 1/3 each. Is it true that you have to give up the property in this case, or just the pension? The pension is received by the guardian and given to the father. My husband is only registered there.

11.1. No, no one is required to write a refusal of an apartment.