Where to start moving to another city: useful tips and tricks, first steps

Today we are returning to the topic of moving to another city and will talk about where to start this difficult undertaking.

The first thing that experts recommend doing is to plan the move down to the smallest detail, dividing all preparations into groups: selling an apartment (if necessary), searching for housing in a new place, preparing things for transportation, organizing transportation, settling in a new place, etc. . Although it happens that this event occurs completely spontaneously, caused by some unexpected circumstances. Then there is absolutely no time left for thought and reflection.

In fact, this is all quite complicated. Especially if there are budget restrictions.

By the way, about the budget. To organize a move to another city and settle down, you need to have a reserve of money. At least for the first time. This will save you from many unpleasant situations and stress. It is best if there is some kind of passive income (for example, in the form of a pension) or the opportunity to earn money on the Internet. This can be a good support during adaptation to a new place.

If you imagine a moving plan in the form of instructions, the plan might look like this (at least, that’s how it turned out for me).

Monitoring the situation

Having decided to move to a new place of residence, it is natural to assume that this will require not only material costs, but also certain information and moral resources.

In our case, there was no question of choosing a location. We initially went to this city, regardless of whether it was good or bad, better than our previous place of residence or worse. However, we already had a certain idea about it, since we had already been there more than once at different times of the year.

The weather conditions and climate were well known to us and did not differ radically from the climatic conditions of our previous place of residence. Rather, on the contrary, they were a little more comfortable.

It is especially important for weather-sensitive people to take the environment and weather into account when moving. It will be unpleasant if your health and well-being deteriorate in a new place.

If this is relevant, it is necessary to study the prospects for finding a job and the possibility of building a career. You can view vacancy announcements in advance for the specialty you are interested in. Better yet, prepare and post your resume.

In short, you need to try to collect as much information as possible about your new place of residence: about the social and crime situation, about prices for food and housing, about schools, kindergartens, educational institutions, about the presence of entertainment and cultural centers, about trolleybus and bus routes, etc. Most of this information can be obtained on the Internet or by talking with friends (relatives) already living there. This will help you adapt to the conditions and rhythm of the new city faster and more painlessly.

Finding a job in another city

It is possible to move at minimal cost if you find a job and immediately start working upon arrival. This will provide financial security, as well as help you get to know the indigenous people better and obtain additional information for a safe move. Making connections is one of the best ways to become successful in any business. According to the study, each new person subsequently gives you 5 more new acquaintances, and this in turn broadens your horizons and gives you the opportunity to realize your goals much faster. Therefore, your job search will affect your life more globally than you think.

In addition, modern methods provide assistance in finding a job quite progressively; all available information is available on the websites: hh.ru, rabota.ru, superjob.ru, www.zarplata.ru, freelance.ru. Enter the region where you plan to move and view available vacancies with salaries. The average salary in Russia is 48,000 rubles. per month.

Selling your apartment and preparing the necessary documents

The sale process turned out to be protracted. Partly due to the general stagnation in the real estate market, when supply was many times greater than demand. Initially, it was decided to look for buyers on our own by posting ads with high-quality photographs on different websites (Avito, Domofond, etc.). But the apartment did not want to be sold.

Later, realtors joined the search for buyers. As a result, I had to reduce the price twice and give up a decent amount during the final sale. Which, of course, was not part of the original plans. But this was a real chance to sell the apartment about two years after the start of the search. And I didn’t want to miss it.

Labor disability pension

In accordance with paragraph 6 of Article 19 of the Federal Law of December 17, 2001 No. 173-FZ “On Labor Pensions in the Russian Federation,” a labor disability pension is assigned for the period during which the corresponding person is recognized as disabled, but no longer than until the day of assignment of the labor pension. old-age pension (including early) or until the age of 60 years for men, 55 years for women, with five years of insurance experience, and in the absence of the right to an old-age labor pension - until the age of assignment of a social old-age pension of 65 years for men and 60 years for women.

Question for the Government of the Russian Federation. When are you going to finalize the law on people with disabilities since childhood? Why do YOU ​​infringe on their right to receive targeted and material assistance, citing that this category of people has a social pension and this despite the fact that the person spends most of this pitiful and wretched benefit on treatment!

Finding suitable housing options

In parallel with the search for buyers for my apartment, the real estate market in the areas of interest in the new location was studied. And although the initial plan was to buy a home in a new house, all options were considered: both new buildings and secondary housing. And not only within the city, but also in the nearby suburbs.

Along the way, we had to make adjustments to the estimated cost, location and choice of area. As a result, after a buyer for our home was found, the apartment was purchased not exactly where it was originally planned, and under an agreement of shared participation in a house under construction, the delivery of which was scheduled in 5-6 months. This option was initially categorically rejected for many reasons. In particular, due to the risk of being left without money and housing.

Get rid of the fear of the unknown

You can move to a completely new place, or somewhere where you already have a circle of friends. Either way, don't be afraid to explore a new place on your own. You shouldn’t always rely on friends who will show you the city and teach you how to navigate the area. Don't let fear keep you indoors. Give yourself independence and make this a key quality. You don't need escorts to explore the city. Turn on the map on your smartphone and become a discoverer. All you need is you.

Search for rental housing

In the first version of the plan, this item was missing, because it was planned to immediately move into a finished apartment with finishing touches. But since the move to our own home was postponed, the need arose for rented housing for this time. This means it was necessary to allocate the required amount to pay for it. In addition, it was necessary to find an apartment before the final move, preferably without furniture or with a minimum amount of it (because I had a lot of my things).

Everything worked out well here; a suitable option was found in a house that was located directly opposite our house under construction. A realtor who had previously looked for housing for us to buy helped. I consider it advisable to address this issue specifically to professionals. Having a fairly large database, they will help you realistically assess the market and guide you on prices.

This gave us a great opportunity to watch every day how our house was being built, which is what we did for 5 months of agonizing wait. And later, when moving from rented housing to our own, it turned out to be very convenient. We moved almost all the things ourselves from entrance to entrance. Only the largest and heaviest items were left with the movers.

Is it worth switching from a labor pension to a social pension?

Citizens who suffered as a result of the disaster at the Chernobyl nuclear power plant are assigned an old-age pension with a decrease in the age established by Article 8 of the Federal Law of December 28, 2013 N 400-FZ “On Insurance Pensions” (hereinafter referred to as the Federal Law “On Insurance Pensions”), in the order provided for in Articles 30 - 37 of this Law. An old-age pension for these citizens, at their request, may be assigned in accordance with the Federal Law “On Insurance Pensions” if they have an insurance period of at least 15 years and an individual pension coefficient of at least 30, determined using the provisions of Article 35 of the Federal Law “On Insurance Pensions”, or Federal Law of December 15, 2001 N 166-FZ “On State Pension Security in the Russian Federation” (hereinafter referred to as the Federal Law “On State Pension Security in the Russian Federation”), if you have at least 5 years of work experience. The age of old-age pension for citizens affected by the Chernobyl nuclear power plant disaster cannot be less than 50 years for men and 45 years for women (the maximum actual reduction in the old-age pension age is 10 years). Citizens specified in Article 13 of this Law, who are granted the right to receive an old-age pension with a reduction in the age established by Article 8 of the Federal Law “On Insurance Pensions”, in the manner provided for in Articles 30 - 37 of this Law, and who at the same time have the right to be appointed old-age insurance pension before reaching the specified age in accordance with paragraphs 1 - 10, 16 - 18 of part 1 of Article 30 and paragraphs 1 - 6 of part 1 of Article 32 of the Federal Law “On Insurance Pensions”, the reduction in the age of retirement of old-age pension is carried out on the basis provided for by the Federal Law “On Insurance Pensions”, and at their request on one of the grounds provided for by this Law. Moreover, if the sum of the reductions in the old-age retirement age for all available reasons exceeds 10 years, then the amount of excess is equal to the length of service in the relevant types of work in the manner prescribed by the legislation of the Russian Federation for certain categories of citizens affected by the disaster at the Chernobyl nuclear power plant, as of December 31, 2014, in order to determine the value of the individual pension coefficient for periods prior to 2020. Upon reaching the age that gives the right to an old-age insurance pension, including one assigned early, recipients of an old-age pension assigned in accordance with this Law have the right to apply for the establishment of an old-age insurance pension in accordance with the Federal Law “On Insurance Pensions.” At the same time, these citizens, at their choice, have the right to receive a pension on one basis.

Hello! Please tell me if I should switch from a labor pension to a social (state) pension, since I receive a labor pension based on my length of service, it is 8651.68 rubles, I have 1 year(?) left until my main pension. I live in the Chernobyl region zone. Will I lose the payment for the Chernobyl zone (for pension), which is 505.73? At 52 or 53 years old, am I entitled to a basic pension for living in the Chernobyl zone, where I have lived and worked since 1995? And when I reach retirement age (52 or 53), will my labor pension be recalculated, according to the points, or not (or will my labor pension remain at the same level)? I am currently working and have always worked.

Packing household items and organizing transportation

You can read about how to organize everything correctly, pack things, and prepare them for transportation here and here. The main rule is to do everything in advance and not leave it until the last day. This is a kind of guarantee that all your items will be delivered with minimal loss.

Pack everything you take with you without haste and efficiently. Some people start this process in a week or two (if there are not many things). We barely completed it in a month. True, we had a lot of furniture, books and dishes.

Now, based on the experience of the move, I think that it would be necessary to leave something else in the old place. To correctly assess the situation and understand what it will cost to transport personal belongings (at least approximately), a preliminary calculation of the cost of transporting cargo in an online calculator could probably help. But at that moment, disoriented by the answers of transport companies about the estimated cost of transportation (the amount was stated to be significantly underestimated), it did not even occur to me to double-check all this.

Cultivate your insatiable sense of adventure

Sometimes the best thing we can do for ourselves is to allow ourselves adventure. When we go through major changes in life, our mind resets and reverts to the thinking pattern of a child. It's our mind's way of making sure we're taking care of ourselves.

When moving to another city, look for adventure and don’t be afraid of loneliness

During the first time after moving, people can really act like newborns. They feel tired, emotionally unstable, constantly want to sleep, eat and lie down. But after this phase passes, the child’s thinking turns on. You begin to experience a childish sense of fear and adventure, and want to explore the world again. Nurture and accept this feeling.

Check out from the apartment

You need to check out of the sold apartment.

In different cities, different conditions are imposed when concluding a purchase and sale transaction. For example, in the city where our old apartment was, the deregistration procedure was provided for after the sale and purchase transaction had been concluded and the contract had been drawn up. And two weeks were allotted for this. The discharge procedure took us approximately 5 days. Don’t forget to take departure slips, which will be required when registering in a new place.

In the city where we moved, there is a different practice: everyone registered in the apartment had to check out before the transaction was completed.

For reference: The Housing Code allows the purchase and sale of apartments with persons registered in it (after the transaction they automatically lose the right to living space). But to be on the safe side and in order not to subsequently discharge the tenants from the purchased apartment through the court, many prefer not to buy an apartment with registered tenants.

Do not forget to deregister (where necessary), clarify the addresses and telephone numbers of organizations that may be needed for inquiries (for example, pension matters), terminate contracts with companies providing Internet services, telephone, cable television and other organizations at your old place of residence . This must be done so that you are not subsequently required to pay for services that continued to be provided under existing contracts after your departure. This, unfortunately, also happens sometimes.

For the same purpose, just in case, take meter readings (you can take a photo with your phone).

Algorithm for correct actions

To avoid turmoil, unnecessary fuss and the fear of losing or forgetting something, let’s approach the moving process in a business style - we’ll draw up an algorithm of actions:

• A month before moving: prepare purchase and sale agreements for new and current housing (or rent), document the agreement with the cargo carrier, throw out old things or put them up for sale (for example, pieces of furniture that definitely will not go with you to your new life) ;
• In a week: we pack all the things that will not be needed for the first time (don’t waste too much, it’s better to throw it away or give it to someone), buy disposable dishes, wash curtains, bedspreads, wash carpets;
• During the day: we pack the remaining small things, put away the first aid kit, and hygiene items.

Organization of departure on the day of sending things

Another important point. You need to think in advance about the time of departure, the type of transport, and what to take with you. If you have your own transport, all this is solved much easier. Our situation was more complicated.

Things were loaded and sent in the evening and were supposed to arrive at the new location early in the morning according to the estimated time. We needed to be present when things were unloaded. This means that we had to be there no later than 9 o’clock in the morning. Consequently, it was necessary to go literally after the car with things. And in our version it was impossible to do this in any other way except by using the services of an intercity taxi.

An hour after loading our things (time was left to clean up the apartment and hand over the keys to the new owners), we went after our things.

What to take with you:

• Medicines that may be required for the first time: a set of remedies for headaches, stomach, fever, etc. For chronic diseases, all the necessary medications are needed.
• A minimum set of shoes and clothing for the season, hygiene products, cosmetics, valuables.
• A small supply of food (tea, coffee, sandwiches, cookies, etc.).
• Documentation. If something requires changes, additions, clarifications (for example, you need to change your passport, get SNILS, a driver’s license, issue some documents for children), it is better to do this in advance.

If you have a cat or dog that you are taking with you, you must provide everything necessary for its transportation.

It was simply impossible to leave without the family pet. We would never leave Vasily the cat. For our four-legged family member, moving seemed like a real nightmare, probably already at the stage of loading things into the car. Strangers and frightening sounds forced him to hide in the farthest corner of the loggia. And this despite the fact that two days earlier we started giving him special drops for animals to reduce stress.

Overall, he endured the journey remarkably well and behaved very well. He spent the travel time (approximately 8 hours) in a rigid carrier on his lap completely calmly. Sometimes, however, he meowed pitifully. And yet, cats should not be fed before the trip, and it is better not to do this in the morning on the day of departure.

What is the difference

Who gets social benefits and who gets work? The most popular types of pensions are labor and social. The first group is paid to people who have reached retirement age and have five years of work experience or more. Currently, pensioners who are over the age of 55 for women and 60 for men are eligible to receive such a pension.

At the time when the second group is intended for people who have lost their ability to work and do not receive other types of financial assistance. Among these citizens are:

• people with disabilities who do not have work experience. These could be disabled children or people who have had disabilities since childhood. Such assistance is not provided to those people who have become disabled as a result of crimes committed;
• family members who have lost their breadwinner as a result of death and who do not receive other types of pensions regarding the loss of their breadwinner;
• people who are at retirement age and do not have work experience (at least five years).

Other citizens who are not included in any of these points can receive a pension, but only one type. Social benefits (pensions) are guaranteed to be paid depending on various grounds, while labor benefits are paid only if a person with a disability has more than 5 years of work experience.

The second difference can rightfully be considered that the registration of social assistance is carried out by social protection authorities, and in order to receive a labor pension you will need to contact the branch of the Pension Fund of Russia that is located in the area where you live.

Labor financial assistance is intended regardless of what the cause of disability was, how much insurance you have, what length of work experience you have (but it must be more than 5 years), and it makes no difference whether you lost your ability to work during or after work.

To sum it up...

No matter how carefully you prepare and think through all the details, there is always a factor of surprise that can easily unsettle you, disrupt all plans and lead to nervous tension. To prevent this from happening, psychologists advise, first of all, by making an effort on yourself, try to calm down as much as possible.

Relocating to another city is a very troublesome and unpleasant matter in some aspects (the inevitability of minor losses, the need to leave a familiar habitat, adaptation to new conditions, a change in the rhythm of life). But if you look from the other side, these are new opportunities and prospects, new acquaintances and people. And in most cases (even if it is a forced move to another city) it is a joyful event. The main thing is more positive and good mood.

And finally, a little advice from experts - write down your plans. This will make it easier to systematize information, allow you to correct something, remember something. In the pre-move bustle, many things fall out of sight, and you may forget to do something important. Bye bye…

How much money do you need to move to a new place of residence?

You always need more money for moving than you initially plan to take with you. This fact is associated with unforeseen expenses. To avoid unnecessary stress, you should prepare and save enough funds before departure. These could be monthly deposit contributions for a profitable program or something else. According to financiers, a modern person is obliged to save money to create a “financial airbag.”

The term is widely used among financiers, pragmatists, and visionary people. A financial cushion helps you insure yourself in cases when you urgently need money. This method is also good before moving to another city. Of course, with the sale of real estate or luxury goods, you can get a good reward, but you have to agree that you will need the money to buy another apartment and decorate it.

To have something to travel with, you need to evaluate your budget, calculate how much money you spend per month. Research the cost of living in a new city, whether it's cheap or expensive. If the figure is higher than in your city, then increase the amount of monthly expenses by 1.5 times. Multiply this amount by 6 months and you get the amount for financial security for six months.

For example, ($1500*1.5) *6=$13,500, if in rubles, then 1,068,083 rubles. At the current rate, the amount per month is 178,013 rubles. This means it will be enough to live for six months. The amount may be higher or lower, but it is advisable not to reduce it much. Many Russians fit into 50,000 rubles. per month and from this calculation they save the amount for the first 3 months.

We contact the Pension Fund to change the account number

The method of issuing a pension can be registered using the official page of the Pension Fund. To do this, you need to visit the branch and request a login and password.

Then go to your personal account on the website pfrf.ru. Submitting a request includes completing 4 sections. The information you will need to provide is the same as on the State Services.

Entering contact information is not mandatory.

• Filling out the details of the document that identifies the pensioner or the person representing him (depending on the method of application).
• Then a banking organization is selected that makes pension payments.
• Fill in information about the bank - name (including NPF), card number, as well as some details. Information is obtained directly from the financial institution.
• Enter the territorial body of the Pension Fund to whose address the application is submitted.

Typically, this is done by auto-selection based on the specified region. You also need to confirm client commitments.

• When you click the “Submit Application” option, the document is sent to the queue.

Preparing an application The next step in the procedure for changing the method of pension delivery is drawing up an application.

Thus, the initial form of receiving funds is valid until the pensioner decides to change the delivery method and notifies the PRF about this.

You can also change the details for transferring your pension.

What documents are required to complete the application?

In order for a pensioner to start receiving pension payments on a bank card, they will need to provide a minimum package of documents. If you apply to the Pension Fund yourself, you only need to present your passport. In this way, you can check all the data submitted in the online application.

Translation mechanism

To change the details for transferring your pension, you will need a personal account on the Pension Fund website.

Here you will be asked to fill out a simple application form.

After changing the details and selecting the delivery method, the new settings take effect. In this case, a personal visit to the Pension Fund is not required. Online services from the PF portal will become available after general registration on the website gosuslugi.ru.

To enter your personal account you will need a password.

How to switch from social pension to labor pension

Previously, the basic and insurance parts of the labor pension were indexed separately, and when the basic part of the labor pension was indexed, state pension pensions were automatically indexed. Since 2010, when indexing the insurance part of a labor pension, the entire labor pension is indexed, and when indexing social pensions, all state pensions are indexed, except for long-service pensions for federal civil servants.

• social pension - assigned to persons who, due to circumstances, do not have insurance (work) experience, and therefore have not acquired the right to a labor pension (disabled children, disabled people since childhood, orphans, disabled people, as well as citizens who do not have the right for labor pension);

If you need to cancel your application

There are situations when circumstances have changed and the submitted application is no longer relevant. Then you need to figure out how to delete the request. You need to go to your personal account, go to the notifications feed and find your application there.

Payment system MIR Territory of use in the Russian Federation Card account currency Rubles Card validity period 3 years Electronic chip protection

Favorable banks for transferring pensions to a card

Many banks offer to pay for mobile communications, utilities and other services via the Internet without leaving your home.

Those who decide to receive a pension through a bank should go through a simple procedure:

1. go to the bank with your passport and pension certificate, apply for a card and receive its details;
2. first of all, it is worth studying the offers of credit institutions and choosing the right one;
3. At the pension fund, fill out an application to transfer your pension to the card, attaching a letter from the bank with details to it.

It is best to submit the application in two copies, with one of them marked as having been accepted by the specialist.

You can also personally contact a banking organization, where consultants will issue the required details.

Documents must be submitted within 5 working days from the date of application.

There is no need to provide additional paperwork. The application is processed within 3 working days. You can see the verification status in your personal account.

The deadline for transferring payments to the card is a fixed date, starting from the next month.

How many times can you switch from an NPF to another NPF?

And in case of early transfer, finances are transferred to new NPFs next year after submitting an application to the corresponding fund, if the application was submitted later than March 1 of the current year. For example, the application was submitted on April 10, 2020. Consequently, the funds will be transferred to the NPF from January 1, 2020.

However, conditions may change dynamically across different funds depending on economic trends in the country. And in this regard, clients of funds sometimes decide to switch from one pension insurance entity to another, more profitable and promising one. And quite naturally they are worried about the question of how to move from one NPF to another. This possibility, along with the transition from the Pension Fund to the Non-State Pension Fund, is provided for by legislation for all citizens.

Labor pensions: concept and types

The following have the right to a labor pension:

• citizens of the Russian Federation insured in accordance with the Federal Law “On Compulsory Pension Insurance in the Russian Federation”;
• Disabled family members of insured citizens of the Russian Federation have the right to a labor pension in the event of the loss of a breadwinner. Disabled family members of a deceased breadwinner have the right to work if they were dependent on him. The family of an unknown breadwinner is equated to the family of a deceased breadwinner if the unknown absence of the breadwinner is certified in the prescribed manner;
• foreign citizens and stateless persons permanently residing in the Russian Federation, except for cases established by federal law or an international treaty of the Russian Federation.

Deductions from labor pensions are made based on:

1. executive documents;
2. decisions of bodies providing pension provision on the recovery of labor pensions overpaid to a pensioner in connection with a violation of clause 4 of Art. 23 of this Federal Law;
3. court decisions on the recovery of labor pensions due to abuses on the part of a pensioner established in court. Deductions are made in an amount calculated from the amount of the established labor pension.