Federal Law No. 27-FZ dated April 1, 1996 On individual (personalized) registration in the state pension insurance system

What is it about

For many years, all information about the length of service and deductions of citizens was stored by the employer and the Pension Fund in paper form. The process of searching for information was very labor-intensive. And after the collapse of the USSR, many documents were completely lost. In this regard, the state was faced with the task of creating a new system for collecting and storing information, which would not only provide systematization of the information received, but also allow it to be analyzed and made forecasts. Thus, at the beginning of 1996, individual personalized accounting arose. The procedure, concepts and responsibility are regulated by the Federal Law “On individual (personalized) registration in the compulsory pension insurance system” dated 04/01/1996 N 27-FZ.

Problems that the state plans to solve with the help of persuchet:

establishing the dependence of pension provision on personal labor results;
ensuring the authenticity of data on periods of work and salary;
formation of an electronic database;
facilitating the procedure for assigning pensions through automation.

In accordance with Law 27-FZ on personalized accounting, the meaning of personal accounting is as follows: an individual personal account is created for each citizen in the Pension Fund, where all information about deductions and length of service is collected, regardless of place of work. The account number is created once upon registration and remains permanent.

Personalized accounting of citizens' pension rights

check out the infographics

Individual (personalized) accounting - organization and maintenance of records of information about each registered person to ensure the implementation of his rights in the compulsory pension insurance system, the provision of state and municipal services and (or) the performance of state and municipal functions in accordance with the legislation of the Russian Federation, including using the insurance number of an individual personal account (SNILS) as an identifier of information about an individual.

The compulsory pension insurance system (MPI) has been in effect in Russia since 2002 and is based on insurance principles: the basis of a citizen’s future pension is the insurance premiums that employers pay for him throughout his working life.

To become a participant in the compulsory pension system and form your pension rights, you need to be registered in the individual (personalized) accounting system of the Pension Fund of Russia. In this system, throughout the entire working life of a citizen, the data necessary for the assignment, payment and recalculation of a pension is recorded: about length of service, periods of work and places of work, and, first of all, about insurance contributions received into the fund of his future pension and the number of earned pensions. coefficients Wherever a citizen works at different periods of his life, including part-time work, information about his length of service and his employers’ insurance contributions to the pension system is received by the Pension Fund of the Russian Federation and stored as his individual information. This information is confidential and is stored in compliance with established rules for storing personal data of citizens.

On the territory of the Russian Federation, for each citizen of the Russian Federation, as well as for each foreign citizen and each stateless person permanently or temporarily residing (staying) in the territory of the Russian Federation, the Pension Fund of the Russian Federation opens an individual personal account with a permanent insurance number.

SNILS is a unique individual personal account number used to process information about an individual in the individual (personalized) accounting system, as well as as an identifier of information about an individual when providing state and municipal services. With its help, registers of citizens entitled to receive government social services and social benefits are formed, and departments independently request the necessary documents from each other. Thus, less time is spent obtaining certificates, documents and government services themselves. SNILS is used to identify the user on the portal of state and municipal services www.gosuslugi.ru, where you can obtain key government services: forms and information for obtaining a passport, information about social assistance, taxes, fines in the traffic police, information about the status of the individual personal account of the insured person and other.

The document confirming the registration of a citizen in the individual (personalized) accounting system contains the following data:

individual personal account insurance number (SNILS);
last name, first name, patronymic of the registered person;
Date and place of birth;
floor;
date of registration in the individual (personalized) accounting system.

The insurance number of an individual personal account is unique and belongs to only one person.

How to obtain, replace and restore SNILSHow to find out about generated pension rights

What is SNILS

SNILS is the insurance number of a citizen’s individual personal account in the compulsory pension insurance system.

An individual personal account according to 27-FZ on individual personalized accounting contains three parts: general, special, professional.

The first part contains information about the insurance number, full name, date and place of birth, registration address, passport data, citizenship, periods that are included in the insurance period, salary/income, as well as all data on insurance premiums that are accrued and paid by the employer or independently as a citizen.

The second section, which is called special, displays all the information about the funded part of the pension: the management company chosen by the citizen, the heirs of pension savings, etc.

The professional part displays insurance premiums for the insured person who has the right to early non-state pension provision (NPO), length of service, and investment income.

The individual account number can be found in the insurance certificate (green card) issued by the Pension Fund. At the same time, it is possible to register, make a duplicate or make changes to SNILS from the employer or personally at the Pension Fund.

Federal Law of April 1, 1996 No. 27-FZ

1. On the territory of the Russian Federation, for each insured person, the Pension Fund of the Russian Federation opens an individual personal account with a permanent insurance number containing control digits that make it possible to identify errors made when using this insurance number in the accounting process.

The individual personal account of the insured person consists of general, special and professional parts (sections).

2. The general part of the individual personal account of the insured person shall indicate:

1) insurance number;

2) last name, first name, patronymic, last name that the insured person had at birth;

3) date of birth;

4) place of birth;

5) floor;

6) address of permanent residence;

7) series and number of the passport or identity card, the date of issue of the specified documents, on the basis of which the information specified in subparagraphs 1-6 of paragraph 2 of this article is included in the individual personal account, the name of the authority that issued them;

citizenship;

9) date of registration as an insured person;

9.1) taxpayer identification number;

(The subparagraph was additionally included from January 1, 2020 by Federal Law of July 3, 2020 No. 250-FZ.)

10) periods of labor and (or) other activities included in the insurance period for the assignment of an insurance pension;

(Subclause as amended, entered into force on January 1, 2020 by Federal Law of July 21, 2014 No. 216-FZ. - See previous edition.)

10.1) periods of work giving the right to early assignment of an old-age insurance pension in accordance with paragraphs 1-18 of part 1 of Article 30 of the Federal Law of December 28, 2013 No. 400-FZ “On Insurance Pensions” (if the class of working conditions is at the workplace for this work corresponded to the harmful and (or) dangerous class of working conditions established based on the results of a special assessment of working conditions), for which insurance premiums were paid in accordance with the additional tariffs provided for in Article 33.2 of the Federal Law of December 15, 2001 No. 167-FZ “On compulsory pension insurance in the Russian Federation”, as well as periods during which the employer paid contributions to the employee under pension agreements of non-state pension provision, a mandatory condition of which is the payment of a non-state pension before reaching the age established by Article 8 of the Federal Law of December 28, 2013 year No. 400-FZ “On Insurance Pensions”, in connection with the performance of work specified in paragraphs 1-18 of Part 1 of Article 30 of the Federal Law of December 28, 2013 No. 400-FZ “On Insurance Pensions” at workplaces, the working conditions of which are the results of a special assessment of working conditions were found to be harmful and (or) dangerous;

(The subparagraph was additionally included on January 1, 2013 by Federal Law No. 243-FZ of December 3, 2012; as amended by Federal Law No. 216-FZ of July 21, 2014. - See previous wording. )

10.2) periods of work giving the right to early assignment of an old-age insurance pension in accordance with paragraphs 19-21 of part 1 of Article 30, with Article 31 and with paragraphs 2, 6 and 7 of part 1 of Article 32 of the Federal Law of December 28, 2013 No. 400 - Federal Law “On Insurance Pensions”;

(The subparagraph was additionally included from January 1, 2020 by Federal Law of July 21, 2014 No. 216-FZ.)

11) other periods counted towards the insurance period in accordance with Article 12 of the Federal Law of December 28, 2013 No. 400-FZ “On Insurance Pensions”;

(Subclause as amended, entered into force on January 1, 2020 by Federal Law of July 21, 2014 No. 216-FZ. - See previous edition.)

12) wages or income on which insurance premiums are calculated in accordance with the legislation of the Russian Federation;

13) the amount of insurance premiums accrued by the policyholder to the insured person.

For persons born in 1966 and older, the amount of insurance premiums to finance the insurance pension is taken into account within the established limit of the base for calculating insurance premiums at a rate of 16.0 percentage points of the insurance premium rate, regardless of the amount of insurance premiums actually paid by the policyholder for this insured person.

(Paragraph as amended by Federal Law of December 3, 2011 No. 379-FZ; as amended by Federal Law of July 21, 2014 No. 379-FZ; as amended by Federal Law of July 21, 2014 No. 216-FZ. – See . previous edition.)

For persons born in 1967 and younger, in respect of whom a funded pension is being formed in the Pension Fund of the Russian Federation, the amount of insurance contributions to finance the insurance pension is taken into account within the established maximum value of the base for calculating insurance contributions at a rate of 16.0 percentage points of the insurance contribution rate, regardless from the amount of insurance premiums actually paid by the policyholder for this insured person, with the exception of the persons specified in paragraph four of this subclause.

(Paragraph as amended by the Federal Law of December 4, 2013 No. 351-FZ; as amended by the Federal Law of July 21, 2014 No. 216-FZ. - See . previous edition.)

For persons born in 1967 and younger, who, in accordance with the procedure established by Federal Law of May 7, 1998 No. 75-FZ “On Non-State Pension Funds”, Federal Law of December 15, 2001 No. 167-FZ “On Compulsory Pension Insurance in the Russian Federation "and Federal Law of July 24, 2002 No. 111-FZ "On investing funds to finance funded pensions in the Russian Federation", entered into an agreement on compulsory pension insurance and applied for a transfer to a non-state pension fund or with an application for choosing an investment portfolio of a manager company, an expanded investment portfolio of a state management company or an investment portfolio of government securities of a state management company (when making changes to the unified register of insured persons for compulsory pension insurance or when the Pension Fund of the Russian Federation satisfies the application for choosing an investment portfolio), the amount of insurance contributions to finance the insurance pensions are taken into account within the established maximum value of the base for calculating insurance premiums at a rate of 10.0 percentage points of the insurance premium rate, regardless of the amount of insurance premiums actually paid by the policyholder for this insured person (except for the case if the insured person changed the option of his pension provision, refusing financing the funded pension and directing 16.0 percent of the individual part of the insurance premium tariff to finance the insurance pension);

(The paragraph was additionally included on January 1, 2014 by Federal Law No. 351-FZ of December 4, 2013; as amended by Federal Law No. 216-FZ of July 21, 2014. - See previous wording. )

(Subclause as amended, entered into force on July 1, 2010 by Federal Law of July 24, 2009 No. 213-FZ. - See previous edition.)

13.1) the amount of funds corresponding to the amount of insurance contributions to finance the insurance pension for persons who are subject to compulsory pension insurance and from whose payments insurance contributions are not paid to the Pension Fund of the Russian Federation in accordance with the legislation of the Russian Federation on taxes and fees or are paid according to tariffs not who have reached the rate of insurance contributions to the Pension Fund of the Russian Federation, established by subparagraph 1 of paragraph 2 of Article 425 of the Tax Code of the Russian Federation, at the rate:

(Paragraph as amended by Federal Law of December 3, 2011 No. 379-FZ; as amended by Federal Law of July 21, 2014 No. 379-FZ; as amended by Federal Law of July 21, 2014 No. 216-FZ; as amended by , put into effect on January 1, 2020 by Federal Law No. 250-FZ of July 3, 2020. – See previous edition.)

16.0 percentage points of the insurance premium rate for a given insured person for persons born in 1966 and older;

16.0 percentage points of the insurance premium rate for this insured person for persons born in 1967 and younger, in respect of whom a funded pension is being formed in the Pension Fund of the Russian Federation, with the exception of persons specified in paragraph four of this subclause;

(Paragraph as amended by the Federal Law of December 4, 2013 No. 351-FZ; as amended by the Federal Law of July 21, 2014 No. 216-FZ. - See . previous edition.)

10.0 percentage points of the insurance premium rate for a given insured person for persons born in 1967 and younger, who, in the manner established by Federal Law of May 7, 1998 No. 75-FZ “On Non-State Pension Funds”, Federal Law of December 15, 2001 No. 167-FZ “On compulsory pension insurance in the Russian Federation” and Federal Law of July 24, 2002 No. 111-FZ “On investing funds to finance funded pensions in the Russian Federation”, entered into an agreement on compulsory pension insurance and applied for the transfer to a non-state pension fund or with an application for choosing an investment portfolio of a management company, an expanded investment portfolio of a state management company or an investment portfolio of government securities of a state management company, except if the insured person has changed the option of his pension provision, refusing to finance a funded pension and sending to finance the insurance pension 16.0 percent of the individual part of the insurance premium tariff;

(The paragraph was additionally included on January 1, 2014 by Federal Law No. 351-FZ of December 4, 2013; as amended by Federal Law No. 216-FZ of July 21, 2014. - See previous wording. )

(The subparagraph was additionally included on November 9, 2011 by Federal Law of November 7, 2011 No. 305-FZ.)

14) the amount of insurance premiums paid and received for this insured person;

15) information on the estimated pension capital, including information on its indexation, until January 1, 2020;

(Subclause as amended, entered into force on January 1, 2020 by Federal Law of July 21, 2014 No. 216-FZ. - See previous edition.)

15.1) information on the size of the individual pension coefficient;

(The subparagraph was additionally included from January 1, 2020 by Federal Law of July 21, 2014 No. 216-FZ.)

16) information on the establishment of an insurance pension and information on a fixed payment to the insurance pension (taking into account the increase in the size of the fixed payment to the insurance pension and indexation (additional increase) of its size);

(Subclause as amended, entered into force on January 1, 2020 by Federal Law of July 21, 2014 No. 216-FZ. - See previous edition.)

17) information about the closure of the individual personal account of the insured person.

3. The special part of the individual personal account of the insured person shall indicate:

1) the amount of insurance contributions for compulsory pension insurance received for a funded pension.