What is the SZI-6 certificate? Where can it be used?

What does the document contain?

An extract from the individual personal account of the insured person has a format established at the legislative level. Regulation of pension accruals is carried out on the basis of the following regulations:

The document is presented in a table and includes the main points about the insured person. The following sections are required:

• record number;
• Full Name;
• individual personal account number;
• the name of the insurance company that distributes accruals;
• insurance part;
• accumulative amount;
• organizations from which contributions were made.

Information about places of work and periods of work is also included. Information is provided in the most convenient and understandable form, without causing the possibility of double interpretation.

Attention! Deciphering the recordings is not difficult. Only sections from the document with the closest issue date are taken into account. It is always taken into account that deductions are made monthly. Information is also updated regularly.

Why does a stranger need someone else's information about the status of an individual personal account?

Third parties may be interested in obtaining information from another person’s SZI-6 certificate in the following cases:

Repay

Does your debtor say that he cannot repay the debt because there is no money? The SZI-6 certificate will allow you to verify or refute his words. And if it turns out that the debtor lied, you will have a strong argument to force the person to fulfill his obligations.

Initiate the process of collecting alimony

Getting your ex-husband to pay child support is a difficult task. First of all, the whole process takes a lot of time. And the result is difficult to predict.

Having received your ex-husband’s SZI-6 certificate, you can find out his income level. The specified amount will allow you to decide whether it makes sense to start the process of collecting alimony or not.

Check the new employee

When hiring a new person to a company, a manager must be confident not only in his qualifications. It is important for him to know whether the new employee is a competitor’s spy.

Using information from SZI-6, the manager can verify the veracity of the new subordinate’s resume. And in the list of previous places of work, see if there are names of competing companies.

Check husband/wife

If you suspect that your husband/wife does not bring all the money into the family budget, then the information from the certificate will help you verify or refute this.

The certificate indicates the current salary and what percentage was transferred to pension and insurance contributions.

If the amount in the document and the actual amount do not match, then you will have a compelling argument to ask the question: “Where is the money?”

How to find out about savings

An extract from the PFR personal account is provided online in one of the following ways:

• in your personal account on the Pension Fund website;
• through Sberbank Internet banking;
• on the Gosuslug portal.

Upon personal receipt, a passport and SNILS are provided. If the document is received online, the details are confirmed in advance when registering on the appropriate resources. Therefore, information is provided in the shortest possible time, and you do not have to apply in person for the prepared result. You must pick up the document yourself if you require a paper copy with a stamp and signature.

Obtaining information about the size of the pension at State Services

In order to find out the size of your pension through the State Services portal, you must be registered on the site and have a verified account. So, we go through authorization and open the service catalog. We will need the section “Pension, benefits and benefits”.

We choose.

We go to the information page, click “Get a service”.

On the page that opens, you will see your personal data and a link to download a notice about the status of your individual personal account. If you wish, you can also send it here by email to the location where you require it.

Request via Sberbank

To plan for a certain level of wealth, you need to start by collecting and analyzing information. First of all, it is important to familiarize yourself with the data on pension accruals.

One of the most convenient options for Sberbank clients is Internet banking. To gain access, you must enter into a universal service agreement at a bank branch. The employee will provide a login and password for access, which will then be changed to a suitable one. Next, you should submit an application for registration in the system that carries out the exchange between the pension fund and Sberbank. After this, a special subsection appears on the main page.

An extract from the personal account of the insured person is available after performing certain actions. You need to log into the Sberbank Online system and go to the Pension Fund section. The function becomes available on the main page.

In the window that appears, you need to select “Get an extract.” You can click on the operations icon and select a similar function.

The “Request for an extract” section opens. The information is provided with the passport details that were specified at the time the section was activated in the account. If they change, you must notify a bank employee about this.

A page appears through which the request is sent. You must confirm it on the next page.

Next, a notification appears that the application has been sent for consideration. After this, it becomes possible to track the status of the operation.

Important! You will be able to view the information when the request is processed by a specialist. Not only a record about this will appear on the main page, but also a link to the document.

Some subtleties associated with obtaining a certificate

The administrative regulations of the Pension Fund of Russia standardize the procedure for its registration. Some subtleties should be taken into account:

1. The representative may be refused to receive a certificate due to lack of consent to the processing of personal data. Without this, the issuance of a certificate is possible only by law enforcement agencies upon an official request.
2. The reason for the appeal is not stated.
3. The number of requests is not limited by law.
4. There is no state fee for the certificate.
5. Before issuance, the slip is registered in the journal of outgoing correspondence, which allows the information to be used as a document with legal force.
6. The pension certificate does not have a validity period, but due to frequent changes in the amount of payments, it requires updating.

What to do with the document

It can be left online, downloaded and printed, or sent by email. The information obtained is used for personal purposes and compared with information from the employer.

If the document is needed to defend interests in government agencies, at work or in court, you will have to submit a request to receive a paper version. This is due to the fact that only the version with the seal and signature of the responsible person has legal force. It is better to obtain it immediately before contacting a certain authority.

Pension fund specialists recommend requesting a statement at least once a year to monitor savings. This is due to the fact that the indicators are entered manually, so inaccuracies due to the human factor cannot be ruled out. It is also recommended to obtain a 2-NDFL certificate from the employer, which indicates deductions. If an error is identified in the transfers, the situation is corrected promptly upon application to the employer. Otherwise, it will remain unnoticed.

Thus, the resulting accrual statement is available via the Internet. To do this, use several services, choosing the most convenient one. Detailed information is provided to support the determination of employer contributions.

Help form

The legislation does not regulate the form of the pension document. It is established by the administrative regulations of the Pension Fund. The following information is provided on the standard form:

• about the date, number and place of issue;
• about the authority that issued the document;
• personal data of the benefit recipient;
• type of payment received - insurance, social, labor pension;
• the amount of the monthly payment as of the date of the certificate;
• signature of officials responsible for the accuracy of the data and seal of the government agency.

The certificate indicates only the amount of the pension, without providing calculations. To receive a checklist to verify the correctness of the accruals, you must submit a different type of request.

Refusal to provide service

The legislation does not provide grounds for refusing to accept documents or provide a certificate.

It is often necessary when calculating benefits, recalculating the funded part of a pension, or when contacting various authorities. To receive it, go to the State Pension Fund, where this document will be prepared in 5 working days.

The pensioner has the right to receive any information regarding his length of service, the number of relevant points or former employers. This information is provided only upon request. An extract from the Pension Fund is used for this.

Requesting an extract when visiting a pension fund in person

You need to contact one of the branches of the Pension Fund, where they come with a civil ID in hand and a statement regarding the issue under consideration.

You can solve the problem in several ways:

1. Using first come first served order.
2. With an appointment in advance, by phone or on the official website.
3. Sending the application by mail with additional certification from a notary.

You can use the services of a legal representative to contact postal employees. The main thing is not to forget his passport and document to confirm his credentials.

Attention! Direct submission of applications and documents is available to citizens living abroad.

According to current legislation, the application must contain:

• Information regarding the representative, if he is participating in the process.
• Method of receiving the answer.
• Receipt form.
• Telephone.
• Place of residence or actual stay.
• Information regarding a passport or other identity document.
• Series, number of the certificate for maternity capital.
• Individual personal account of the insured person.
• Full name of the applicant.
• Name of the Pension Fund of Russia body to which the applicant applies.

The applicant's signature is required along with the date the document was drawn up. From the moment of registration, the certificate is issued no more than 5 days before receiving a response.