Why you need to work in retirement - 4 indisputable facts
For many, trying to earn extra money in retirement is not so much a choice as it is a necessity. As practice shows, there is no point in relying on the pension system for Russian citizens. And there are at least four reasons for this.
- As part of the earnings from which the pension is calculated, only official income is taken into account. If you worked without an employment contract, you will fly by.
- The individual earnings coefficient of a pensioner is influenced by the size of the salary. If a person received little money in his youth and in adulthood (even at hard work), then his pension will be miserable. Gratitude from the state – zero.
- There may be no earnings at all on pension savings accounts. Thus, in 2020, citizens of the Russian Federation lost 55 billion rubles in non-state pension funds. The fact is that funds in savings accounts are not indexed and are directed to projects with low returns - up to 2-3%.
- The trend is towards a constant increase in the retirement age. Well, it is possible that old-age pensions may be abolished altogether.
However, a meager pension is not the only reason to strive to earn money in old age. Work opens up pleasant opportunities for retirees:
- make money from your hobbies and knowledge;
- feel needed;
- make acquaintances with interesting people;
- fill your free time.
If you have found a good reason to continue active work, read the article further. I will tell you what a retiree can do to earn money.
New stage of life
Old age is a stage of life when you need to realize who you have become and come to terms with it. Beyond this final stretch there is no longer a long future for which one could hope and make plans.
However, you should not look at all this with the eyes of a pessimist. Retirement is a great opportunity to live for your own pleasure, when no worries, problems or conventions tie you hand and foot.
Important ! You can do those things that have been put on the back burner, devote time to self-development, communication or relaxation.
Retirement allows you to live for your own pleasure and finally take care of yourself
⏩Find out how to choose what to do in retirement to earn money
When choosing a job or line of business, consider the following criteria.
- Age and health status. Some professions (for example, a supermarket salesperson or a conductor) require heavy physical effort. Jobs that require spending a lot of time on your feet or carrying heavy objects are not suitable for a pensioner. You will be able to earn money, but then you will spend this money on medications and tests.
- Interests. Try, even as a retiree, to earn an additional $50-300 a month from your hobby. This way you combine business with pleasure and do not harm your health.
- Life experience. It's easier to make money doing the same thing you did before retirement than to spend time learning new skills.
And also think about how much money you need per month in addition to your pension.
This is important because the answer to this question determines the choice of ways in which you will earn money, since there are high and low income ones.
How to make money for a pensioner on the Internet without investments: 5 options
There are as many opportunities online for retirees as there are for young people. The main thing here is not age, but knowledge, skills and desire to learn. Earned funds can be withdrawn to electronic wallets and then to a bank card. How to make money online as a pensioner?
Completing simple tasks
On freelance exchanges (Upwork, FL), bookstores (SEO-Sprint, Profitcentr), the Yandex.Toloka project, you can find easy tasks for which they pay an average of 5-100 rubles . Customers themselves are ready to explain how to do this or that job. Or the website contains detailed instructions.
Examples of tasks:
- process photographs;
- register on the site;
- compare pictures;
- place an ad on Avito;
- write a comment or leave a review;
- vote;
- take a paid survey.
If you perform simple tasks for 3-4 hours a day, then you can earn $50-100 . This is a job that retirees can easily handle.
ADVICE. I do not recommend surfing - viewing advertising sites and reading letters. This way you can earn a maximum of 2 rubles per day.
Another simple type of employment for pensioners includes mobile earnings - for more details about the essence of the work itself, read the article at the link above
