Military mortgage upon discharge after 10 years of service

Military personnel carrying out their activities in accordance with the legislation of the Russian Federation, like many other budget employees, can count on a bonus for accumulated length of service.
The more years a military man serves, the more salary he will receive.

The additional payment is not limited and can be calculated in the amount of one hundred percent of the existing official salary.

And if there are additional allowances, it may even be more than the monthly salary. It all depends on the serviceman’s length of service, which is the determining criterion.

The legislative framework

The implementation of bonuses for length of service in various fields of activity is regulated by various federal bills.

However, for military personnel, the fundamental legal documents are:

  • Federal Law of November 2011 “On financial support for military personnel” - determines the possibility of receiving a monthly bonus according to length of service;
  • Decree of the Government of the Russian Federation of December 5, 2011 No. 992 “On the establishment of salaries for military personnel serving under contract” controls all the nuances of financial support for contract military personnel.

In addition, there is an Order of the Russian Ministry of Defense, which strictly sets out the rules for paying the bonus, the conditions for its calculation, and the categories of military personnel who can rightfully receive a monthly supplement to their official allowance.

Legislative regulation of obtaining a military mortgage upon dismissal

Therefore, you need to think carefully before taking out a specialized mortgage. Since it is unknown whether the borrower will be able to serve ten years. But it is after the expiration of this period that losses will be minimal for the person being credited (again, in a situation of dismissal for preferential reasons - general medical condition, health condition).

Not everyone can get a mortgage loan right away. What does our legislation say about this? Federal Law “On the Status of Military Personnel” dated May 27, 1998 N 76-FZ Art. 15 defines the prerogative of the military over housing. Here we are talking about providing subsidies. But you can acquire your own property a little faster by taking out a loan. If you serve under a contract and do not have your own home, then you have the right to take out a mortgage for it. All these nuances are regulated by the Federal Law “On the savings and mortgage system of housing for military personnel” dated August 20, 2004 N 117-FZ (latest edition). Thus, the loan is granted to the following entities, NIS participants:

Basic Concepts

It is important to understand that additional payments in military salaries are percentages, and are taken into account not only for length of service in the armed forces of the Russian Federation, but also for length of service in the army of the Soviet Union.

This additional payment can also be received by civilian workers who were involved in army service (cooks, medical workers, etc.).

The percentage increase is determined by current federal legislative documents, which guarantees the protection of the rights of every military personnel in the Russian Federation.

So, if the additional payment is calculated in smaller amounts than required, or is not calculated at all, you can rightfully go to court for proceedings.

Before military personnel apply for additional payments, it is recommended that you familiarize yourself with the basic terminology, which will give a greater understanding of the registration and accrual process.

The main concepts are shown in the table below.

ConceptCharacteristic
ServicemanA citizen who performs military service in the ranks of the RF Armed Forces on a permanent basis and has an assigned military rank. These are military personnel who perform contract service, officers, as well as conscripts (for the period of their involvement in military service).
Length of serviceThe number of years worked, which provides the opportunity to receive pension payments, increase wages and various types of government preferences.
Supplement to official salaryAn additional payment accrued every month in addition to the basic official salary, called allowance in the military sphere. The amount of the bonus is a percentage that is formed based on the number of years worked in the structure, the conditions of service and the category of troops. For each military personnel, the amount of the allowance is calculated individually.

Having studied the above-mentioned terms, it will be much easier to work with the legislative documents of the Russian Federation, clarifying the issue of calculating bonuses for length of service for the military and issuing other types of preferential benefits that are characteristic exclusively of this category of citizens.

court

If the additional payment is calculated in smaller amounts than required, or is not calculated at all, you can rightfully go to court for proceedings

Pension amount

The most common type of pension for employees is service. Currently, it is enough to accumulate 20 years of experience to retire to the reserve.

If you cannot collect that many years, you can retire when you reach 45 years of age. But at the same time, the total work experience should not be less than 25 years, of which half should be in service in the Armed Forces or government departments equivalent to the army.

Military allowances

Employees' pensions, calculated in monetary terms, consist of different parts:

  • salary corresponding to the position held;
  • salary, which is provided for a special or ordinary military rank (with the exception of promotions that a citizen undergoes in special conditions or areas);
  • percentage or monthly bonus for length of military service;
  • payments during indexation of monetary allowance.

From October 2020, the benefit amount will increase by 4.3%. Until this time, when calculating the size of military pensions, DD was used in the form of 72.23% of the basic allowance. From October, the reduction factor will increase to 73.68%.

Conditions for increasing the amount of payments

To qualify for increased government payments, individuals must meet the following criteria:

  • Citizens who were injured leading to disability as a result of participating in hostilities. They can expect a monthly income increase of up to 300%.
  • Disabled people of the Second World War. Citizens who received an award for living in Leningrad during the siege and who have a disability group. This group of individuals will receive an increased pension from 100% to 250%.
  • Have the status of participants in the Second World War, veterans who served in combat, are residents of besieged Leningrad (you must have the appropriate awards), prisoners of concentration camps, citizens who received a disability group as a result of hostilities. These categories can expect a 32% increase.
  • Russian citizens who have served for 6 months or more in the Armed Forces, who worked during the Second World War, who have awards for impeccable service or selfless work for the good of their homeland, individuals who are victims of political repression, after rehabilitation. Such citizens can count on an increase in pensions by 16%.
  • Other categories (for example, military personnel who served under contract), included in the list by the relevant regulatory act, will receive more (from 15 to 100%).

If Russian citizens have been repeatedly awarded the title of Hero (of the Soviet Union, Labor of the Russian Federation or Socialist), then the increase in pension benefits will be carried out separately for each title.

Indexation of pensions in 2020

Over the past few years, there have been discussions regarding the need to increase government payments to the military. Last year, the Government indexed such incomes, thanks to which they increased by 4%.

Another increase in pay is planned for 2020, so employees of the Reserve Armed Forces should expect an increase of 4.3% from October.

But, due to the ongoing inflation in the country, the real increase in government payments will occur by only 1.08%.

Which military personnel receive the bonus?

Initially, you need to understand that the formation of additional payments is carried out on the basis of several parameters, calculated in a special way, which depend on individual factors.

All of them are shown in the table below.

Duration of service in military forces or partisan detachmentsNot only length of service in the Russian army is summed up, but also in the military forces of the Soviet Union
Exact timeThe number of days of service is clearly defined
Individual periods of serviceSpent on eliminating disasters at nuclear power plants
Time of military service in the Far North and equivalent territories
Length of stay in hospitals and military hospitalsDue to emerging occupational diseases or injuries
Duration of service during military battlesThe specific number of days a soldier served during combat operations.

In addition, legislative documents clearly define the categories of military personnel who can rightfully receive a bonus for length of service.

These are:

  • Officers, warrant officers and sergeants undergoing contract service;
  • Marine employees who carry out their military duty on nuclear submarines or minesweepers;
  • Pilots;
  • Submariners;
  • Military personnel who are crew members of Russian warships;
  • Civilian workers carrying out official labor activities in structural units of the RF Armed Forces.

The right to apply for a percentage bonus for length of service is granted to:

  • Military personnel with at least two years of experience;
  • Civilian employees working in the Armed Forces of the Russian Federation with at least one year of experience.

Long service bonus
Legislative documents clearly define the categories of military personnel who can rightfully receive a bonus for length of service.

Benefits for military personnel in 2020

establishment of disability for the insured person before the expiration of one year after dismissal from military service, from service, after expulsion from military training or the end of military training due to injury (wound, trauma, concussion) or illness received during military service, service, military training;

  • the right to free travel to the place of duty when moving, on business trips, as well as for treatment. In addition, if a citizen is transferred to a new duty station, he is provided with a container for transporting things up to 20 tons;
  • military personnel who serve in the Far North can count on travel to their vacation destination and back at the expense of the state for themselves and their family members.

How is the length of service of military personnel calculated?

The amount of the surcharge directly depends on the duration of military service, not only contract service, but also conscription.

This makes it possible to take into account the period of military service if a citizen intends to carry out permanent professional activities in the RF Armed Forces under a contract.

You can calculate the bonus for length of service yourself, as a percentage of your monthly salary, if you know exactly the number of years given to military service. The surcharge is calculated every month and does not require the constant participation of the military.

All calculations are handled by the accounting department, which accurately determines the length of service of each specific serviceman and charges an additional payment in an equivalent amount, which is added to the basic salary and is accrued along with it in a single payment.

Amount of bonus for length of service

In most cases, military personnel who have only served the first two years in the RF Armed Forces will receive an additional payment of ten percent of their official salary. However, some categories of military personnel can rightfully expect to receive an increased bonus.

This group of military personnel includes:

  • Sailors serving on submarines and minesweepers;
  • Submariners;
  • Pilots.

The above-mentioned specialties receive a bonus for length of service one and a half times more than ordinary military personnel.

Catapult test pilots and parachutists testing parachute equipment receive double salary. And paratroopers and employees of warships included in ocean expeditions receive one and a half of their standard rates.


Increase in the amount of long-service pension in 2012-2023.

Percentage bonus for length of service

The percentage of military personnel increases with each year of service. Civilian employees of military formations of the RF Armed Forces can count on a faster increase in monthly wages, in contrast to regular military personnel.

For the military, the percentage increase for length of service increases every five years.

Current data is shown in the table below.

Service life (years)Surcharge percentage (%)
2-510
5-1015
10-1520
15-2025
20-2530
More than 2540

Civilians carrying out official labor activities in military formations, with a certain affiliation with the military, can also rightfully claim a bonus for length of service.

Work experience (years)Surcharge percentage (%)
1-25
2-310
3-515
5-1020
10-1530
More than 1540

Each military personnel who has served for up to five years can claim a long-service bonus in the amount of one and a half thousand rubles per month.

This figure will only grow, and may reach about seventy-five percent of the monthly allowance.

The amount of the official salary is added to the bonus for length of service. This means that the colonel will receive larger payments with additional pay than the captain or lieutenant.

payments

The amount of the official salary is added to the bonus for length of service.

Calculation of allowance

Ivanov I.I. has an official salary of 16,000 rubles, and receives 12,000 rubles for the title. The term of service in the Military Forces of the Russian Federation is 11 years.

The calculation is carried out using the following formula:

This is exactly the amount of allowance that a Russian serviceman will be able to receive every month. Having made simple additions, we get 33,600 rubles per month - the total monthly allowance for Ivanov I.I.

In addition to a fairly high salary, a serviceman can rightfully claim official living space, provision of clothes and food products, as well as a number of social preferences.

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