Special insurance experience - concept, types, meaning and calculation

From the beginning of 2020, the provisions of the pension reform came into force. From this moment on, the calculation of the pension is influenced by the length of the insurance period and the number of “pension points” accumulated during the period of working activity, the number of which is proportional to pension insurance contributions from the employee’s income. The law still allows an employee to retire due to old age earlier than upon reaching retirement age - for this it is necessary to have a special insurance period. Let's find out how the special insurance period is calculated.

What is special insurance experience?

Special insurance experience - the total duration of all periods of performance of official duties in hazardous production conditions (unfavorable, difficult), in harsh climatic zones, in areas with a special status.

In other words, we can say that special insurance experience is the time that a worker gave during his life, carrying out activities that are of particular importance for the country or associated with the negative impact on the body, health and life of the employee of psychological or physical stress, harmful production conditions , various dangerous factors.

We can talk about taking into account special insurance experience when the chosen type of activity meets special conditions, including:

• civil service under contract;
• specificity of certain types of work;
• special conditions for carrying out labor duties;
• carrying out work in the Far North or equivalent areas.

If an employee has special insurance experience, this fact gives him certain guarantees, namely:

• the right to receive an old-age pension before retirement age;
• the possibility of receiving payments for length of service (applies to military personnel and civilians equivalent to them).

Duration

At its core, insurance experience expresses the quantitative and qualitative characteristics of production activities. For example, its duration is calculated in years.

The list of types of work and other activities, together with an indication of the features of their accounting in the insurance period, is given in the act “On approval of the rules for calculating and confirming the insurance period for the establishment of labor pensions.” It was published by the government on July 24, 2002 under number 555.

In particular, it is noted that individual periods of labor activity should be found in calendar order on the basis of a whole month equal to 30 days, a full year equal to 12 months. Moreover, every 30 days must be converted into a full month, every 12 months into a full year.

Periods of employment must be documented:

• an entry in the work book, which reflects all production activities;
• an employment or civil contract on the implementation of one or another form of labor activity, type of work;
• copyright or licensing agreement for the performance of certain types of work of a creative nature;
• testimony, as noted in paragraph 35 of Government Decree No. 555, published on July 24, 2002.

For example, if we take the period June 23, 2014 to February 28, 2016, we get 1 year, 8 months, 8 days.

Calculation of special insurance experience: how it is determined

When calculating the duration of the special insurance period, the following periods of labor activity will be taken into account:

• creative work carried out in the state. institutions;
• work in state or municipal medical centers;
• teaching activities on children's profiles in municipal and state institutions;
• work as a geologist, topographer, etc. as part of various expeditions during research;
• work as a truck driver during mining (in quarries, open-pit mines, mines, mines, etc.);
• carrying out work in the subway or on railway tracks;
• in difficult conditions under the influence of certain factors (high temperatures, pressure, radiation, loud sound, vibration, etc.).

Calculation of special insurance experience: special positions and professions

There are no clear criteria by which one can say with certainty that a profession or position is “harmful”. However, the law prescribes focusing on the following indicators:

• the nature of the work performed;
• production conditions associated with exposure to harmful and life-threatening factors;
• service in the fire department;
• service in the penitentiary system;
• pedagogical activity;
• work in treatment institutions;
• performing work at an enterprise located in the Far North or similar areas.

Reference

According to generally accepted rules, the duration of production activities must be documented. A certificate of insurance experience is one of them.

It is drawn up in any form, because there is no form approved by the legislator. It is compiled in compliance with the rules of personnel records management.

It contains information:

• name of the enterprise, legal address, details of the enterprise;
• date, outgoing reference number;
• personal data of the person to whom the certificate is issued, his position;
• a basis with appropriate reference to a labor law standard used to calculate the duration of the insurance period. For example, an order for employment;
• about periods of service during which insurance premiums were paid.

It must indicate the date of issue of the certificate. It is signed by the head of the enterprise, who writes down its transcript next to the signature.

And in addition to the above, it should be noted that the size of the labor pension assigned due to old age is determined by the volume of transferred insurance contributions.

They are paid by the employer to the Pension Fund of the Russian Federation instead of the employee, who must be insured on a mandatory basis in accordance with the instructions of the pension insurance system.

Calculation of special insurance experience: special working conditions

Non-standard conditions for carrying out activities are considered:

• underground works;
• difficult and dangerous work;
• work in the field of mining production;
• work of high severity and intensity.

Back in 1991, the Government established a list of special working conditions, under which in some cases the retirement age is reduced by 5 years, in others by 10 years. The lists are still taken into account to this day.

Continuous service - how many days? What are the conditions for maintaining continuous service?

Today we need to understand what continuous work experience is. How many days is it? What is it used for? This concept was constantly heard before. But in modern Russia it is slowly becoming obsolete. So what should you know about this concept? What features should you pay attention to? And is it really needed in modern society? You can figure it all out without any problems! No accuracy In general, in Russia almost every term related to work has a corresponding specific definition written in the Labor Code of the Russian Federation. It is with its help that it will be possible to say exactly what a citizen is dealing with. Continuous work experience brings a lot of trouble when determining. In the USSR, this concept was valued and had a precise definition. Now it is not registered anywhere. All that remains is to use generally accepted rules to figure out what kind of experience we are talking about.

This is interesting: Is study included in the length of service in 2020?

How to calculate special insurance experience

Calculation of special insurance experience is carried out on a calendar basis. That is, 30 days of work under special conditions will be counted as a special month. length of service Months will then be converted to years. However, it should be remembered that there are conditions that must be met in order to qualify for special insurance coverage:

• income from activities must be paid to the Pension Fund;
• the work must be carried out during a full working day (if an employee works part-time, the duration of the shift is important, and for a full work shift, the actual time worked is taken into account);
• work that gives the right to special insurance coverage must be the main type of activity.

In addition to the time actually spent at the workplace, special experience includes:

• periods of temporary disability;
• basic annual leave with pay;
• additional rest time provided to employees working under special conditions.

How is it calculated?

Calendar order

Subject to the conditions allowing for the accrual of early retirement (different conditions for each category), the calculation of professional experience is carried out in calendar order, years are converted into months, each month into thirty days.

Kovalev P.L. From March 1985 to August 1995, he worked as a timber harvester at the Zvezda enterprise, after which in the same month he moved to , where he worked in the same specialty until September 2001. Then he worked at OJSC Giatsint until 2010.

1. It is necessary to write down periods of work activity.

2. Add the dates of both columns separately:

• 12.03.1985 10.08.1995 15.09.2001 = 37.20.5981
• 07.08.1995 10.09.2001 12.11.2010 = 29.28.6006

From the second amount we subtract the first: 29.28.6006 – 37.20.5981 = 22.07.0025

Since when we subtracted the days column we got a negative value, we reduced the number of months by one, converting them to 30 days, which we then added to the negative number (-8 30).

We will also add one day from each period, since it was lost during the calculations (the day of dismissal).

Thus, Kovalev P.L. 25 years, seven months and 25 days of professional experience.

Preferential order

There are a number of jobs where length of service is calculated not on a calendar basis, but on a preferential basis. Then, when calculating, it is necessary to multiply the resulting amount by the coefficient corresponding to this category.

Kolomiytseva G.O. worked in the resettlement zone after the Chernobyl disaster from July 12, 1986 to November 22, 1998. From the moment of the disaster, workers in this area are credited with one and a half times their length of service.

11/22/1998 – 07/12/1986 = 04/10/0012 * 1.5 = 06/18/15 18 and a half years and 15 days. To assign a pension before 20015, 5 years of insurance experience was required and for early retirement 15-20 years special for women (for men 20-25). From 2020, the figure will increase by 1 and by 2024 it will be 15 years.

The length of service is taken into account to assess pension rights earned before January 1, 2002 and includes only the work activity itself (or other). Since 2020, it has been included in the concept of insurance experience.

Special insurance experience is a narrower concept and is included in the concept of general insurance experience.

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Its correct calculation, including length of service, significantly affects pension payments.

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Legislative acts on the topic

Minimum

The numerical indicator of the insurance period has acquired significant significance since January of last year, when, in order to implement the reform of the pension system, a new methodology for calculating the old-age insurance pension was introduced. The size of the pension provided by the state as compensation for lost income depends on it.

In accordance with the provisions of the Federal Law “On Insurance Pensions,” it is gradually increasing, so this year its value is 7 years. It should be increased to 15 years until 2024.

Moreover, its duration is determined by the age of the person who applied for its appointment. It should be noted that the older his age, the higher the insurance period should be.

Answers to common questions about calculating special insurance experience

Question No. 1: How to prove the presence of special experience if there are no entries in the work book?

Answer: Confirmation of the right to record special insurance experience, in addition to the work book, are employment agreements, extracts from places of work, certificates, and salary accounts.

Question No. 2: I was engaged in entrepreneurial activity, without having a certificate of registration as an individual entrepreneur. I worked under difficult conditions, which could have given me the right to take into account special insurance experience. How can I prove that I have the right to accrue special payments? length of service?

Answer: You will need to present a document confirming the transfer of insurance payments to the Social Insurance Fund employee.
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What periods are included?

1. Insurance (with the calculation and payment of contributions to the Pension Fund of the Russian Federation).
2. Non-insurance (no premiums paid):
   military service;
3. time of receipt of social benefits for sick leave;
4. maternity leave to care for a child up to one and a half years;
5. care for the elderly (over 80 years old), disabled people of the first group, children with disabilities;
6. time spent in custody followed by rehabilitation;
7. time of receipt of unemployment benefits;
8. time spent moving to a destination for the purpose of employment;
9. time of cooperation with operational investigative services under contract.

• Periods of suspension from service due to violations of rules (for example, appearing at work while intoxicated);
• Periods of downtime, regardless of whose fault they occurred.

The main supporting document is the work book. If it is missing, you can present contracts, statements, certificates, and after January 1, 2003, an extract from an individual account about the payment of insurance premiums.

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The insurance period is calculated in accordance with current legislation.

It includes the following periods of activity:

• work on the basis of a concluded employment contract;
• state civil or municipal service;
• other activities during which a citizen is subject to compulsory insurance.

Types of other activities, as well as a list of documents required to confirm them, are provided for by order of the Ministry of Health and Social Development. Below is a table with types of activities and a list of documents that are required to confirm this activity.

The insurance period for a pension is a certain period of life, which ultimately affects the possibility of a citizen acquiring a certain status.

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What is included in the insurance period, and what documents confirm these factors, you can find out here.

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