Preferential pension for mothers of many children in 2020: by age, year of birth, length of service and points
On January 1, 2020, pension reform started in Russia. According to the law, which was signed on October 3, 2018 by Russian President Vladimir Putin, and before that was adopted taking into account presidential amendments by the State Duma and the Federation Council, the retirement age for Russians will be gradually increased by 5 years until it reaches the final values of 65/60 years, respectively. for men and women. However, in order to mitigate the consequences of the reform, on behalf of Vladimir Putin, the possibility of early retirement will be provided for mothers of large families who have given birth to 3 and 4 children. Previously, this right only applied to mothers of large families with 5 or more children.
- Taking into account the fact that the retirement age will be raised in stages (annually in 1-year increments), for the first time women born in 1965 and younger (see table of retirement of mothers with many children by year of birth).
- For women with 5 children, pension legislation already provides for early retirement. And according to the new law of 2020, nothing changes for them - such people with many children will still have the right to apply for a pension when they reach 50 years of age if they have the required insurance experience and the number of individual industrial complexes.
Legislative framework
A father with many children has the right to apply for assistance from the state. This situation is regulated not only by federal legislation, but also by municipal acts.
First of all, when considering this issue, you need to remember the rules in accordance with which a father can be recognized as having many children.
They are contained in Presidential Decree No. 431. It also says that the rules for the provision of compensation and benefits are established at the municipal level.
Therefore, we can conclude that upon the assignment of the status of having many children in relation to the father, one must refer to regional legislation.
Who is the father of many children?
Most often, men with three or more children fall into this category. It does not matter whether they are their natural children or were once adopted.
Here one more condition must be met - the children are dependent on the father. And this can only be proven in one way - they must live with their father.
In addition, the following are treated as having many children:
- children over 18 years of age with disabilities and
- children 18-23 years old studying at a university full-time.
Types of assistance for fathers of many children
Despite the fact that benefits are most often determined at the regional level, the presidential decree contains provisions that must be complied with. Here is a minimum list that fathers with many children in the regions can definitely apply for.
The Ministry is obliged to monitor the amount of assistance to fathers with many children and index it.
A father with many children is provided with the following benefits:
- special conditions for medical care,
- reimbursement of part of utilities,
- free travel around the city,
- priority enrollment of preschool children,
- free meals at school,
- provision of form,
- benefits for business development,
- labor benefits.
Social benefits
Benefits associated with preschool and school general education institutions. Take even such a benefit as free food. If a child in a large family has to pay for meals, not every family budget will be able to cope with this task. Especially when the father raises the children alone.
The same goes for buying a school uniform. The priority right to enrollment is necessary so that the father can quickly go to work and provide for his family.
The state has not forgotten about the cultural component. Benefits for a single father with many children come down not only to direct financial assistance, but also to indirect.
For example, he can:
- take your children to the museum for free (no more than once in 30 days),
- obtain a loan or mortgage on preferential terms,
- obtain a plot of land for individual housing construction or for farm development.
Medical benefits
These include:
- providing their children with free medicines (as prescribed by a doctor),
- provision of medical care without waiting lists,
- providing free vouchers to health organizations or providing discounts on such vouchers. Discounts can be given not only for children’s vouchers, but also for father’s vouchers.
Tax benefits
This includes:
- 100% tax reduction,
- reducing the tax rate on your business,
- compensation in the amount of 25%, provided as a deduction from the university education tax,
- the usual tax deduction for each child is in the amount of 1400-3000 rubles.
Housing and communal services benefits
Dads can qualify for reduced utility costs. Utility reimbursement varies from 30 to 50% depending on the region. Naturally, water, electricity and other services are consumed more in a family with children. Such support will help reduce utility costs.
In addition, a father with many children living in a private house with his children can claim firewood and solid fuel, the amount of which is established at the regional level.
Labor benefits
The next thing a father of many children is entitled to is benefits at work .
They must first of all be provided with jobs, subject to certain qualifications and experience; fathers of many children can count on part-time work, they cannot be sent on business trips, or put to work at night (without consent), if the father is raising a child under 5 years of age alone or a disabled child, he is entitled to 4 days off in 30 days in addition to the generally established ones (with preservation of wages), leave at any time that the employee with many children chooses.
Transport benefits
Transport benefits include the following:
- free travel on all transport within the city, with the exception of taxis,
- free travel on intercity trains,
- exemption from transport tax for one car.
Features of providing benefits to fathers with many children
Above was a basic list of benefits for dads raising more than 3 children. In fact, it can be much wider. This depends on the specific region in which the family lives.
And also on the status of the father. For example, if the father is a military man, the children must be registered in an apartment provided by the military unit. They must also be transferred to a university at their father’s new place of service.
If children were born in different marriages
In the search bar of the browser, the query “ father of many children, children from different marriages, benefits ” is often entered. Everything is clear here. Dad is interested in what he can claim in this case. The fact is that benefits are provided by the state with the aim of easing the financial costs of the father so that he can better provide for his children.
That is, raising more than 3 children is not enough to receive benefits. It is also necessary that the father live with them in the same living space.
Conclusion
The state fully supports fathers with many children. Some benefits are established at the regional level, so it is better to familiarize yourself with their specific list in the social protection of your city.
Source: https://pravasemei.ru/ottsovstvo/lgoty-mnogodetnym-otcam/
Retirement age for women with many children in Russia before the reform
The age for retirement by age in Russia is determined by Federal Law No. 400-FZ of December 28, 2013 “On Insurance Pensions”. According to the document, by the end of 2020, Russian women could become pensioners at 55 years old. But there are also special categories that have received the right to early retirement “for social reasons” - due to a special contribution to society or for health reasons. A separate article 32 is devoted to them in this law.
Mothers with many children now also fall into this category. But before the reform, these were only those who gave birth and raised 5 or more children . In 2020, they could retire early if:
- they gave birth to and raised 5 children at least until the age of 8;
- the woman is 50 years old;
- she has 15 years or more work experience;
- the sum of pension points (IPC) is at least 16.2 (standard for 2020).
Women who gave birth to 3-4 children in 2020 could become pensioners only under general conditions - that is, after reaching 55 years of age and with the necessary length of service and IPC (9 years and 13.8 points, respectively, for 2020). If there is not enough length of service or pension points, then you will not be able to get an old-age insurance pension, no matter how many children the woman has raised.
Pension reform for mothers of many children from 2020
The reform, which began on January 1, 2020, affected the retirement age for mothers with three and four children. Initially, the law assumed that mothers with 3-4 children in 2019 and subsequent years would retire in the same way as women with fewer children. However, on September 6, 2018, the President introduced softening amendments to the bill to the State Duma. In particular, he proposed reducing the new retirement age by 3 and 4 years for mothers with 3 and 4 children.
Here are three important amendments to soften pension reform for women from Vladimir Putin:
- The age for registering pensions for everyone will be raised to 60 years (and not to 63 years, as originally proposed).
- Mothers with many children with 3 children can retire 3 years earlier, and with 4 children - 4 years earlier than 60 years old (that is, at 57 years old and 56 years old, respectively ).
- In addition, all citizens (women and men) who, according to the old law, were supposed to become pensioners in 2019-2020, will be given another benefit. They can take out payments six months earlier (for example, at age 55.5 in 2020 and at age 56.5 in 2020).
All of these presidential amendments together and each individually will have a positive impact on the conditions for obtaining an insurance pension for people with many children (compared to other Russian women who gave birth and raised less than 3 children or are childless altogether).
Terms of care for fathers with many children
For fathers with many children, early retirement is not provided. They have the right to receive payments from the age of 65 - in accordance with the general conditions of retirement age. Even if you raised five or more children on your own.
Repeated attempts have been made to challenge such discrimination and expand the categories of beneficiaries. But the Constitutional Court of the Russian Federation believes that granting rights to preferential categories of citizens does not affect the rights of those who do not belong to these categories. Therefore, this cannot be considered a violation of the provisions of the Constitution of the Russian Federation.
Fathers only have the opportunity to increase their individual pension coefficient (IPC). If they take leave to care for a child up to 1.5 years old, then this period is counted towards their length of service. The IPC is calculated taking into account a coefficient depending on the number of children.
However, additional benefits, including early assignment of pensions to parents or guardians who do not fall under the conditions set out in Article 32 of the Federal Law “On Insurance Pensions,” may be assigned by law of a constituent entity of the Russian Federation from local budget funds. One example of such regional benefits is Law No. 60 of November 23, 2005 “On social support for families with children in Moscow,” which establishes a monthly compensation payment to mothers who have given birth to ten or more children.
At what age does a mother of 3 and 4 children retire?
Taking into account the President’s amendments to the pension bill, in 2019, women will generally be able to retire at the age of 55.5. Does this mean that large families with three and four children will have to wait until their 57th and 56th birthdays, respectively? Of course not. They will be able to apply to the Pension Fund on the same basis as other women when they reach 55.5 years of age. And this will continue until the female retirement age, established “on a general basis,” exceeds these 56 and 57 years, taking into account the transition period schedule.
That is, in fact, mothers with 4 offspring will be able to take advantage of the new benefit from 2021, and with 3 – from 2023. After this, the retirement age for the corresponding categories of large families will stop increasing and will stop at 56 and 57 years. For other women, it will continue to rise until they reach age 60 in 2028 (see table below).
Due to the fact that in 2019-2020 the retirement age will be increased in increments of 6 months, its own peculiarities also arise. For example, consider the case of a woman born in 1964:
- If she turns 55.5 years old in the first 6 months of 2020, then, according to the table below, she will be able to start receiving pension payments in the 2nd half of 2020 (regardless of the number of children).
- If she turns 55.5 years old from July to December 2020 inclusive, then she can count on payments only in the corresponding month of the 1st half of 2020 (that is, also only six months later).
Easing pension reform for women with many children
For the first time, Vladimir Putin announced the easing of the pension reform for mothers of many children during his televised address to Russian citizens on August 29, 2020. He therefore proposed changing some basic provisions of the government’s proposed bill on raising the retirement age:
- Reduce the new retirement period for women from 63 years to 60 years (that is, a total increase of 5 years instead of the 8 years proposed by the Government).
- Those who, according to the old law, were supposed to retire in 2019 and 2020 , will be able to apply for a pension 6 months earlier than the new retirement age.
- Provide for the possibility of early payment:
- for mothers with three children - 3 years earlier than the new date (i.e. at 57 years);
- for mothers with four - 4 years earlier than retirement age (i.e. 56 years).
This means that in connection with the reform, the retirement schedule for mothers with many children will change - now they will be able to receive payments early .
However, due to the fact that the amendment to the law provides for a fixed value for the retirement age (57 and 56 years), such a benefit can only be used from 2020 and 2021 , since in 2019 the value of the generally established standard for women will be less than these values (55.5 years old).
Pension for mothers of many children with three (four) children
According to Law No. 350-FZ of October 3, 2018, signed by the President, pensions for mothers with three or four children will be assigned early - for them, the retirement age will be reduced by 3 and 4 years , respectively. You can take advantage of preferential pension benefits if the following conditions are met:
- The woman gave birth to three (four) children and raised them until they were 8 years old.
In this case, children in respect of whom a woman has been deprived of parental rights or whose adoption has been canceled will not be taken into account.
- The necessary insurance experience for the assignment of an insurance (labor) pension has been developed. Starting from 01/01/2015, the length of service standards increase annually until the final value is established in 2024 - 15 years
- The total number of accumulated pension points (IPC) is no less than the standard value established for the year of payment. From 2020, the minimum required IPC value also increases annually until it reaches the final value of 30 IPC in 2025.
You can determine how many years of experience and IPC you need to have to apply for an old-age insurance pension using the table below:
Year of registration | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Minimum number of years of experience | 10 | 11 | 12 | 13 | 14 | 15 | 15 |
Minimum number of IPCs | 16,2 | 18,6 | 21 | 23,4 | 25,8 | 28,2 | 30 |
If all of the above conditions are met, then mothers with three and four children , who raised them at least until they reach the age of 8, will have the right to leave early - upon reaching 57 and 56 years . And if the required insurance period or IPC value has not been accumulated, then payments can be issued only after achieving the required indicators.
At what age does a mother of 3 and 4 children retire?
As noted above, the Presidential amendments suggest that:
- According to the new law, the retirement age for families with many children will be fixed (if a woman gave birth and raised three children - 57 years , and if she has four - 56 years );
- it will not depend on the conditions of the transition period 2019-2028, when the retirement period for women will be increased in stages from 55 to 60 years .
This means that in the first years of the reform as such, early exit is not provided - women with many children will receive payments in accordance with generally established standards, taking into account transitional provisions.
The retirement schedule for mothers with three and four children can be presented in the form of a table:
Category of citizens | Year of retirement under the old law | |||||
2019 | 2020 | 2021 | 2022 | 2023 | ||
General increase in PV for women under the new law | New PV | 55,5 | 56,5 | 58 | 59 | 60 |
New GVP | 2019-2020 | 2021-2022 | 2024 | 2026 | 2028 | |
For mothers with 3 children | New PV | 55,5 | 56,5 | 57 | ||
New GVP | 2019-2020 | 2021-2022 | 2023 | 2024 | 2025 | |
For mothers with 4 children | New PV | 55,5 | 56 | |||
New GVP | 2019-2020 | 2021 | 2022 | 2023 | 2024 |
Note: PV is the retirement age in the corresponding year; GVP - year of retirement.
Thus, the first to retire, taking into account the new benefit proposed by the President, will be able to:
- women with four children - already in 2021 , when the generally established age will be 56.5 years , and mothers with many children will be able to receive a pension six months earlier - at 56 years old ;
- women with three children - in 2023 , when the general retirement age is 58 years old, they will be able to retire one year earlier (at 57 years old) .
Retirement of women with many children under the new law
As noted earlier, due to the transitional provisions of the law on raising the retirement age in the first years of the reform, mothers of many children will not be able to take advantage of early registration - they will retire according to generally established standards , like other women.
- Women born in 1964 , who according to the old rules were supposed to retire in 2020, will not take advantage of “early” registration:
For 2020, the age standard will be set at 55.5 years, which is less than that provided for mothers with many children (56 and 57 years). Therefore, mothers born in 1964 payments will be made on a general basis - at age 55.5 in the second half of 2020 or the first half of 2020.
- The first who will be able to take advantage of the benefit will be women born in 1965 with four children - they will have the right to receive payments in 2021 upon reaching 56 years of age, while the generally established standard will be 56.5 years.
- Mothers of three children will begin to apply for pensions early (at age 57) in 2023—this will affect women born in 1966. and younger , for whom the generally established exit period will be 58 years.
Let's present information on women's retirement by year of birth in the form of a table:
Date of Birth | Generally established standards | For mothers with three children | For mothers with four children | |||
PV | SHG | PV | SHG | PV | SHG | |
January-June 1964 | 55,5 | July-December 2019 | 55,5 | July-December 2019 | 55,5 | July-December 2019 |
July-December 1964 | January-June 2020 | January-June 2020 | January-June 2020 | |||
January-June 1965 | 56,5 | July-December 2021 | 56,5 | July-December 2021 | 56 | 2021 |
July-December 1965 | January-June 2022 | January-June 2022 | ||||
1966 | 58 | 2024 | 57 | 2023 | 2022 | |
1967 | 59 | 2026 | 2024 | 2023 | ||
1968 | 60 | 2028 | 2025 | 2024 |
Note: PV is the retirement age in the corresponding year; GVP - year of retirement.
What age should you retire if you have 5 children?
Pensions for mothers of large families with five children will be assigned according to the old rules - as they were established before the reform. According to Part 1, Clause 1, Art. 32 of Law No. 400-FZ “On Insurance Pensions”, for women with 5 children, an old-age insurance pension can be assigned earlier than the generally established age standard - 50 years . The law on raising the retirement age will not affect this category of women at all - for them, the benefit during the reform will be preserved, and the age limit will not shift.
The conditions for granting early payment processing for them remain the same:
- number of years of experience and pension points (IPC) must be accumulated in accordance with generally established requirements.
- 5 or more children must be born and raised before they reach 8 years of age .
The amendment to the law proposed by V. Putin supplements the list of requirements with one more additional condition: children in respect of whom the mother was deprived of parental rights or the adoption was canceled .
If all the above requirements are met, a woman can receive early pension payments upon reaching 50 years of age. You can present the retirement schedule by year of birth, as well as conditions by length of service and IPC in the form of a table:
Year of birth | 1968 | 1969 | 1970 | 1971 | 1972 | 1973 | 1974 |
Retirement age | 50 years | ||||||
Required experience | 9 | 10 | 11 | 12 | 13 | 14 | 15 |
Required IPC | 13,8 | 16,2 | 18,6 | 21 | 23,4 | 25,8 | 28,2 |
Year of payment | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
What is the pension for a mother of many children?
The bulk of a woman’s pension is the same as that of ordinary citizens. Her work experience and pension. the coefficient will be calculated in exactly the same way. The size of pension payments will primarily be determined by its deductions from salaries and insurance experience.
And the basic pension of a mother with many children will be increased by an allowance for having many children, which will vary depending on the number of children in the family. Also, as mentioned earlier, benefits will allow the mother to retire much earlier.
The nuances of early retirement are as follows:
- A mother will not be able to retire early if she raised five children, but lost parental rights to 1 of them before the child reached the age of 8 years. If there are six children, but she is deprived of rights to two, the situation is similar. And on the rise.
- If the mother was deprived of parental rights later - the child has long since turned eight, her right to early retirement remains in force (if other conditions have been met).
- If a woman has obtained the necessary work experience while earning money in the Far North, then she can retire early with two or more children.
If a woman is 80 years old, the pension will be recalculated and will be increased additionally. Supplements will depend on the number of children:
- if there are two children, then from 6,440 to 12,800 rubles will be added to the pension;
- for three children they will add from 7200 to 14400 rubles;
- for 1 child they can add from 4,000 to 11,200 rubles.
Additional conditions for mothers to receive an increased pension were developed:
- children must have been born before 1990;
- mother was supposed to retire in 2020.
How is the pension of a mother of many children calculated?
The final pension amount for mothers with many children will depend on the following factors:
- The amount of deductions withheld from the mother's salary.
- Work experience.
- IPK.
In 2020, pensions for mothers with many children will be calculated from two amounts: a fixed (labor) payment and an insurance payment. Mothers of many children (especially heroine mothers) spend a significant part of their working experience on maternity leave, for which she is awarded points.
- For the firstborn, a woman receives 1.8 points,
- for two – 3.6,
- and for three, respectively, 5.4.
- No points are awarded with four or more children.
By the way, maternity leave is also included in the length of service - one and a half years for each child. But in total, no more than six years are taken into account (for four children).
IPC is an abbreviation for the concept of “individual pension coefficient”. It denotes the very points awarded to a woman for children.
The amount of the insurance pension will be calculated using the formula:
Pension = IPC * SPK (the value of the pension coefficient).
How much will they add to your pension? In numbers, the surcharge will look like this:
- for one child the amount of additional payment will be 3416 rubles;
- for two – 4270 rubles;
- for three children – 5124 rub.
Exit conditions
Mandatory conditions have been established for early retirement. Women are required to raise children up to the age of 8. It is believed that at this age they can cope independently and begin to study at school.
There are some nuances here:
- A mother with many children has lost her parental rights or the adoption of at least one child under 8 years of age has been cancelled. She will not be able to go on vacation earlier. The situation is similar when the mother has six, seven, eight, etc. children, but she is deprived of rights to two, three, four, etc.
- The mother lost her parental rights, but the child reached the age of 8. She receives a preferential pension.
- Adopting and raising three, four or five children before they turn 8. This is grounds for early retirement.
All the same conditions apply to mothers who have worked in the regions of the Far North for at least 12 years (regions equivalent to them - 17) with a total experience of 20 years and who have given birth to two or more children.
To apply for an early retirement pension, a woman must provide the Pension Fund with birth certificates, certificates from local governments and housing authorities confirming that their mother raised them until they were eight years old. In some cases, a court decision on this will be required.