Since 2020, the indexation of pensions for working pensioners has been suspended in the Russian Federation. This decision was made at a meeting at the end of 2020. But, finally, to the delight of all pensioners, justice has prevailed, and as of 2020, Russian pensioners again have the right to receive an increase in their pension in the form of indexation. About 9 million people are included in the category of pensioners who are entitled to such an allowance.
This law was signed on the initiative of Vladimir Putin, who addressed the Federal Assembly with an Address to amend the Constitution and sign new bills. Thus, the law on pension indexation was adopted immediately, in the first reading.
Putin signed a decree on increasing pensions for working pensioners
In his message to the Federal Council, Vladimir Putin initiated the adoption of some important amendments to the Constitution of the Russian Federation. Thus, one of these amendments, which is very important for Russians, was the indexation of pensions. The head of state said that the indexation of pensions for working Russians must be enshrined in the Constitution of the Russian Federation.
As you know, previously, pensions for working pensioners were also indexed. But the amount of this indexation remained only on paper. In reality, Russian pensioners received a fixed amount of pension, and they could count on the calculated indexation amount only after retirement without combining it with work, that is, their main job.
How is the pension paid?
Pension payments are made every month. The pensioner has the right, at his own discretion, to choose the institution that will deliver the pension benefit, as well as the option for receiving it (delivery at his place of residence, at the cash desk of the delivery institution or to a bank account). In addition, you can receive pension payments with the help of a trusted person.
Important ! Receipt of pension payments on the basis of an agreement that will be valid for a year is made during the entire period for which this agreement is concluded, however, there is a nuance: every year the pensioner must confirm his registration at the place of receipt of pension payments.
Pension payment occurs monthly for the current month
Indexation of pensions in the New Year: new law
Putin paid due attention to Russian pensioners in his message. He assured that the retirement age is not expected to increase in the near future. Vladimir Vladimirovich noted that the main task today is to increase the size of pensions and their indexation. And the question of raising the retirement age is not even subject to discussion - no one will even consider this in the near future.
READ ALSO: Platoshkin on Putin’s 2020 message.
The President of Russia said that a law on indexation of pensions until 2024 has now been adopted. But in the future it will also be continued. Since 2020, pensions of Russians have increased by 6.6%. This figure is twice as high as the inflation rate, which was 3.25%.
And at the same time, it is planned to create a Guaranteed Pension Plan. This is a new system that allows people of pre-retirement age to save for retirement. This is still in development. The Russian government will be assured that Russian pensioners will not face radical changes in the pension sector in the near future.
As for the retirement age of Russians, we can say the following. Amendments to the law on the retirement age came into force on January 1 last year.
Currently in Russia there is a gradual increase in the retirement age. Starting from 2020 and ending in 2028, the retirement age for men will be increased from 60 to 65 years.
For women, similarly, the retirement age increases from 55 to 60 years. This, of course, worries Russians very much, since according to statistics, the average life expectancy in the Russian Federation is less than 73 years. Despite the protests of the population, the authorities still noted that the use of such measures is inevitable.
Options for receiving pension payments
We list the ways to receive a pension.
- Through the post office - you can request delivery of your pension to your home or appear in person at the post office at your place of permanent residence. In this case, the pensioner is assigned a date when he can receive his money, taking into account the plan for delivering it to the post office, however, it is possible that the citizen can receive his pension later, but within the delivery period. You should find out the payment deadline in advance, as it may vary at each post office. If a citizen has not received his pension payments for six months, then further payments are stopped - to resume them, you need to apply to your Pension Fund.
- Through a bank branch - you can receive pension payments through the cash desk of a banking organization or write an application for a bank card. In this case, you can receive your pension through an ATM. The pension benefit for the current month will be credited to the citizen’s account as soon as the funds are transferred by the Pension Fund. As soon as funds are credited to the account, they will be immediately available for withdrawal. Funds will be credited to a citizen’s bank account without commission.
You can apply for a pension on a bank card
- Through an institution that will assume the responsibility for delivering pension payments, you can request home delivery or personally appear at the institution to receive funds. The Pension Fund of the Russian Federation has information about institutions that deliver pension payments (including to home). Payment of pension funds through another delivery agency will follow the same plan as through the mail.
If you have decided on the pension delivery option or decide to change it, you should notify the Pension Fund about the change in this information; you can do this in the way that is convenient for you:
- using a written application submitted to the Pension Fund of the Russian Federation, which was responsible for assigning pension payments (the form indicates the option for delivery of pension benefits)
- in electronic form, after filling out an application in the “Personal Account of a Citizen” on the Internet resource of the Pension Fund of Russia and the Unified Portal of State Services.
You need to write an application to change the method of pension delivery
Monthly cash payments to pensioners
There are other tax deductions for St. Petersburg pensioners:
- 13% discount when purchasing a residential property;
- standard tax deduction;
- professional deduction;
- deduction for compensation of the cost of educational/rehabilitation/therapeutic process of high cost.
Residents of retirement age in the Northern capital are entitled to benefits for housing and communal services. This is a standard set of compensations and subsidies, which is guaranteed by the state and is aimed at ensuring comfortable living for elderly people. Housing subsidies guaranteed for pensioners of St. Petersburg include:
- 50% discount on the maintenance of living space and payment for housing and communal services.
Who will receive a one-time payment of 7,000 rubles in 2020?
A one-time payment of 7,000 rubles is due:
- Home front workers.
- Former adult prisoners of Nazi concentration camps, prisons, and ghettos.
According to data as of October 1, 2020, the largest category of beneficiaries entitled to a payment of 10,000 rubles were the widows of deceased participants in the Great Patriotic War - 267,730 people, and the smallest category were persons who worked at air defense facilities in front-line areas, in total - 310 people.
Regarding the one-time payment of 7,000 rubles
, then last year more than a million home front workers received it - 1,330,356 people, but there are very few former adult concentration camp prisoners left - 214 people. This information is provided by the Ministry of Labor and Social Protection of the Russian Federation. This year the number of recipients is declining as veterans pass away.
Plan for the implementation of non-state pension payments in April 2020
| № | Branch of JSC "NPF "BLAGOSOSTOYANIE" | Accrual day |
| 1 | Moscow branch | 01.04.2019 |
| 2 | Kaliningrad branch | 01.04.2019 |
| 3 | East Siberian branch | 01.04.2019 |
| 4 | Northern branch | 03.04.2019 |
| 5 | Gorky branch | 03.04.2019 |
| 6 | South-Eastern branch | 03.04.2019 |
| 7 | Sverdlovsk branch | 03.04.2019 |
| 8 | South Ural branch | 08.04.2019 |
| 9 | North Caucasus branch | 08.04.2019 |
| 10 | Transbaikal branch | 08.04.2019 |
| 11 | Krasnoyarsk branch | 08.04.2019 |
| 12 | West Siberian branch | 16.04.2019 |
| 13 | Privolzhsky branch | 16.04.2019 |
| 14 | Kuibyshev branch | 16.04.2019 |
| 15 | Oktyabrsky branch | 18.04.2019 |
| 16 | Far Eastern branch | 18.04.2019 |
Important! Payments from NPFs occur according to a specific schedule
German Gref's address to Russians
German Gref, President and Chairman of the Board of the Bank, addressed the Russians and assured that Sberbank and its entire team will work uninterruptedly during the spread of the virus.
He noted that all services for enrolling benefits and pensions, as well as other payments, will operate uninterruptedly in full and standard mode.
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Subject:
- Pensions
- Sberbank
What additional payments are due to pensioners in St. Petersburg?
For Ivan Fedorovich, the Moscow allowance will be calculated on the basis of a subsistence minimum of 14,500 rubles, while the full amount of material support for the month will be taken into account, including benefits assigned by the state: 14,500 - 8,900 - 500 = 5,100 rubles - this will be the regional social supplement to the pension. For Lev Nikolayevich, the capital’s allowance will be calculated based on the subsistence level of 11,428 rubles: 11,428 - 9,350 = 2,078 rubles - this is the social supplement to the pension that a pensioner will receive. How the Moscow pension supplement is processed in 2020 The Moscow pension supplement in 2020 is added to the amount of the basic pension automatically, and there is no need to contact the Pension Fund separately.
Federal and regional surcharges
The specified allowance can be federal or regional. In this case, only one of them can be assigned, and you need to apply for them to different authorities. The federal surcharge is carried out by the Pension Fund, and the regional surcharge by the Social Security Administration.
How can I find out what kind of premium is due? This depends on the relationship between the federal PMP and the minimum established in the region. The rule is simple:
- if the regional PMP is less than the federal one, then a federal supplement is due;
- in other cases, that is, when the regional PMP is greater than the federal one, a regional premium is assigned.
Another example is Moscow. Here, the pensioner’s PMP is equal to 11,816 rubles, which is more than the established federal minimum. Thus, an elderly low-income resident of the capital is entitled to a regional, or, as they sometimes say, “Moscow” pension supplement.
In most of the constituent entities of the Russian Federation, the regional minimum for a pensioner is less than the all-Russian one. The exceptions are Moscow and the Moscow region, almost the entire Far East, as well as certain regions of the Northwestern and Ural federal districts.
When can retirees receive their money in the mail during the holidays?
It has become known when pensioners will be able to receive their money, taking into account the holidays.
In different regions of Russia, the work of post offices, where most pensioners collect their funds, will work approximately the same.
On February 22 and March 7, the post office will be open an hour less, and on February 23 and March 8, all branches will be closed. On February 24 and March 9, the post office will work according to the schedule that is usually set for Saturday.
Thus, on February 21, those who should have received pensions on February 21 and 22 will receive pensions. And on February 22, money will be given to those citizens who receive payments on the 23rd and 24th.
Schedule of pension payments and other social compensation for April 2020 throughout Russia
The Department notifies about the plan for calculating pension funds and other social benefits for April 2020.
Pension funds, EDV and other benefits will be paid by credit institutions:
- through a Sberbank branch – April 19, 2020
- through other credit institutions.
| Name of company | Day of actual accrual |
| PJSC "Bank" Saint-Petersburg" | April 17 |
| PJSC "Svyaz-Bank" | April 17 |
| PJSC Mosoblbank | April 17 |
| "OTP Bank" | April 17 |
| PJSC "Rosgosstrakh Bank" | April 17 |
| PJSC Bank "SIAB" | April 17 |
| PJSC "BINBANK" | April 17 |
| PJSC "RosDorBank" | April 17 |
| VTB Bank (PJSC) | April 17 |
| PJSC "Post Bank" | April 17 |
| PJSC Bank "FC Otkritie" | April 17 |
| PJSC "AK BARS" BANK | April 17 |
| PJSC "Moscow Industrial Bank" | April 17 |
| PJSC ROSBANK | April 17 |
| PJSC KB "UBRD" | April 17 |
| PJSC "SOVCOMBANK" | April 17 |
| PJSC Bank "Alexandrovsky" | April 17 |
| JSC Gazprombank | April 17 |
| PJSC "TRANSKAPITALBANK" | April 17 |
| PJSC "BANK URALSIB" | April 17 |
| JSC BINBANK Digital | April 17 |
| Bank "Tavrichesky" (OJSC) | April 17 |
| JSC Rosselkhozbank | April 17 |
| PJSC Promsvyazbank | April 17 |
| PJSC "East Express Bank" | April 17 |
| PJSC "Vitabank" | April 17 |
| JSC Surgutneftegazbank | April 17 |
| PJSC "Moscow Credit Bank" | April 17 |
| PJSC "SDM-Bank" | April 17 |
| PJSC "Zapsibkombank" | April 17 |
| JSC Tinkoff Bank | April 17 |
| JSC Alfa-Bank | April 17 |
| PJSC SKB Primorye "Primsotsbank" | April 17 |
| JSCB Forshtadt (JSC) | April 17 |
The date of payments from different credit institutions may vary, however, as a rule, funds are credited on the same day
Payment for the additional array is April 24, 2020.
Financing of credit and banking institutions for the purpose of accruing pension funds and other social assistance for April 2020 will be carried out: in the 1st stream - on April 4, in the 2nd stream - on April 12, in the 3rd stream - on April 23.
Who will receive a one-time payment of 10,000 rubles in 2020?
A one-time payment of 10,000 rubles will be received by:
- Veterans of the Great Patriotic War.
- Former minor prisoners of concentration camps, ghettos and other places of forced detention created by the Nazis and their allies during the Second World War.
- Persons who worked at air defense facilities, local air defense, in the construction of defensive structures, naval bases, airfields and other military facilities within the rear borders of active fronts, on front-line sections of railways and roads; crew members of transport fleet ships interned at the beginning of the Great Patriotic War in the ports of other states (clause 2, paragraph 1, article 2 of the Federal Law of January 12, 1995 No. 5-FZ “On Veterans”).
- Widows of military personnel who died during the war with Finland, the Great Patriotic War, and the war with Japan.
- Widows of deceased disabled people of the Great Patriotic War.
- Persons awarded the badge “Resident of besieged Leningrad.”
- Widows of deceased participants in the Great Patriotic War.
What is the minimum?
The subsistence minimum is the amount that a person needs per month to satisfy his basic needs. It includes a standard food set, a minimum list of other goods (clothing, cleaning and hygiene products), as well as mandatory payments - travel, utilities. This minimum is calculated separately for three categories - working citizens, pensioners and children under 18 years of age. To calculate the social supplement to the pension, the pensioner’s subsistence level is used.
The minimum is calculated:
- At the federal level. It is enshrined in the budget law. This is the so-called all-Russian living wage.
- At the level of a subject of the Russian Federation. It is approved by the law of each region. This is the regional cost of living.
Since prices for goods and services differ in different regions, sometimes quite significantly, the cost of living is different everywhere. In the northern regions, this figure is higher than in the central and southern parts of the Russian Federation, since food prices there are much higher due to climatic conditions and distance from suppliers. For example, in 2020, the cost of living for a pensioner in Chukotka is 19,000 rubles, while in the Penza region it is 7,861 rubles.
Additional payments to low-income pensioners are made up to the level of the regional subsistence level, and not the one fixed at the federal level. That is, the state will pay a resident of the Penza region up to 7,861 rubles, despite the fact that the federal PMP is equal to 8,726 rubles.
Accordingly, if a person receives more than the basic medical insurance of his region, then he is not entitled to an increase at all.
A table listing the PMP of all subjects of the Russian Federation can be found on the Pension Fund website. What will be the cost of living for a pensioner in 2020 in each region should become known by November 1, 2020. It is before this date that regional authorities are obliged to adopt relevant laws.
Feedback from pensioners on the early budget
Recipients of pensions and social benefits are not particularly enthusiastic about the postponement of payments. On the contrary, they express doubts about the need for such a support measure. Here are some opinions:
Nikolai Ivanovich, Krasnoyarsk. There is not enough money for more than a month. Will it turn out that you will have to wait more than 30 days for your next pension, and taking into account the May holidays - all 40? What to live on?
Kuzmich, Tver. Previously, I received my pension on the 12th-14th, but this time for April it was transferred to my Sberbank card on March 27th. I think that the non-working week will not end on April 5th.
Svetlana Pavlovna, Kursk. My pension day is 21.22 – I didn’t receive it in March for April. Only April 9th. Probably, they pay earlier to those who are on schedule in the first days of the month.
Natalya Yurievna, Chelyabinsk. I received my pension 10 days earlier, but it is not clear why it was brought ahead of schedule. After all, later it may not be enough when the schedule is restored.
